Ideal Accounts and Appetite
This program is built for companies across the bulk liquid storage supply chain, including:
- Terminal operators handling crude oil, refined products, and industrial chemicals
- Tank manufacturers (welded stainless and carbon steel tanks, bins, silos)
- Contractors performing tank lifting, foundations, relocation, and field erection
- Suppliers of tank-cleaning systems, industrial hose, gaskets, seals, and fire-safety products
- Firms providing pipeline inspection, pig tracking, degassing, and related services
- Manufacturers and installers of anti-corrosion coatings, cathodic protection, and geodisc domes
Whether your client is an operator running a multi-tank terminal, a contractor relocating petroleum tanks, or a supplier of marine loading transfer systems, this program is structured to support the industry’s operational and environmental exposures.
Coverage Highlights and Advantages
Sloan Mason Insurance offers flexible, packageable solutions to address the core exposures for this sector, including:
- Workers' Compensation and Employers Liability
- Commercial Auto Liability and Physical Damage
- Commercial General Liability
- Pollution Liability — essential for environmental and third-party contamination risks
- Umbrella Liability to extend limits across primary lines
This integrated, multi-line approach helps agents deliver a seamless solution for complex operational and environmental risks while centralizing placement and claims coordination.
Underwriting Notes and Minimum Premiums
To provide a timely and accurate quote, underwriters typically require:
- Five years of payroll history
- Five years of currently valued, carrier-issued loss runs (valued within 90 days of the requested effective date)
- Completed ACORD applications and the Pollution Supplemental form
Minimum premium thresholds generally include:
- $15,000 for General Liability
- $10,000 for Commercial Auto
- $15,000 for Workers' Compensation
- $5,000 for Pollution Liability
- $10,000 for Umbrella Liability
Territories and Availability
This program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Availability will be quoted on an admitted or non-admitted basis depending on the state and the account’s risk profile.
Why Work With Sloan Mason Insurance Services, Inc.?
As a wholesale broker, Sloan Mason Insurance brings deep technical underwriting knowledge and direct access to specialized markets that understand the exposures unique to bulk liquid storage operations. We partner with agents to structure competitive, multi-line programs that align coverage, limits, and pricing with each client’s operational profile.
Key strengths:
- Niche market relationships for pollution and commercial liability placements
- Experience packaging primary and excess lines for complex tank operations
- Dedicated underwriting intake that minimizes placement friction and speeds response time
Example scenarios where this program is a strong fit:
- You have a regional terminal operator with multiple above-ground tanks and marine loading racks that needs combined GL, pollution, and umbrella limits.
- A tank manufacturer or erector performing field assembly and relocation work that requires on-site general liability, contractor exposures, and pollution coverage for residual product.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for terminal operators, tank manufacturers, contractors, and suppliers involved in bulk liquid storage, handling, and related services.
What coverages are included in the program?
Typical coverages include General Liability, Workers' Compensation, Commercial Auto, Pollution Liability, and Umbrella Liability. Additional specialty coverages may be available depending on the account.
What documentation is required for underwriting review?
Provide five years of payroll history, five years of currently valued loss runs, and completed ACORD and pollution supplemental applications to begin placement.
Is this program available in my state?
The program is available in most U.S. states. Availability and whether an admitted or non-admitted market is used will depend on the state and the risk. Contact Sloan Mason to confirm for a specific location.
Are the carrier markets admitted or non-admitted?
Sloan Mason places with a mix of admitted and non-admitted carriers depending on the state and account. We will identify the appropriate market when quoting.
Need help placing an account? Connect with a market specialist.