Grain or Hay and Feed Hauling Insurance Program
Colonial General Insurance Agency, Inc. offers a specialized insurance solution for accounts involved in the transportation of grain, hay, and animal feed. This program is designed specifically for agents and brokers looking to place hard-to-insure agricultural transport risks that require flexible coverage options and access to experienced underwriting.
Ideal Accounts and Appetite
This program targets insureds who haul agricultural commodities such as grain, hay, and animal feed—either as for-hire carriers or part of their farming operations. Eligible risks may operate regionally or across multiple states, and can include:
- Independent truckers hauling grain or hay across state lines
- Farms or ranches with owned transport vehicles for feed delivery
- Small to mid-sized commercial haulers serving agricultural clients
You might have a client who owns a fleet of trucks transporting hay throughout the Mountain West or a small operation delivering animal feed to local farms—this program offers the flexibility to cover such accounts effectively.
Coverage Highlights and Advantages
Colonial General’s Grain or Hay and Feed Hauling Insurance program features several key benefits:
- Unlimited radius on all mono-line cargo policies
- Excess cargo coverage available over primary limits up to $750,000
- Cargo limits up to $100,000—refrigeration breakdown included
- Refrigeration breakdown coverage available with a $2,500 deductible
This program is especially beneficial for clients transporting temperature-sensitive feed products or those requiring extended hauling capabilities.
Underwriting Notes and Minimum Premiums
Colonial General underwrites this program through various markets, with both admitted and non-admitted options available depending on the state and account profile. While minimum premium requirements may vary, the underwriting team focuses on practical, risk-based solutions and will work with you to find appropriate pricing for your client’s operations.
Territories and Availability
This program is available in the following states:
- Arizona (AZ)
- California (CA)
- Colorado (CO)
- Idaho (ID)
- Nevada (NV)
- New Mexico (NM)
- Utah (UT)
- Wyoming (WY)
Coverage availability and carrier options may vary by state and risk profile.
Why Work With Colonial General
As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep experience and specialized market access to support your agricultural transport clients. Their underwriting team understands the unique exposures faced by haulers of grain, hay, and feed—and offers responsive service, flexible solutions, and the ability to place both standard and hard-to-place risks.