Whether your client needs insurance for transporting boats, trailers, or related cargo, Colonial General Insurance Agency, Inc. offers a flexible Boat Hauling Insurance program tailored to meet unique transport exposures. With specialized markets and broad coverage options, agents can confidently place accounts requiring cargo protection on both a mono-line and excess basis.
Ideal Accounts and Appetite
This program is ideal for businesses and independent operators involved in the transportation of boats—whether by land trailer or vehicle—throughout the Western U.S. Classes of business include marine haulers, specialty logistics providers, and transporters handling high-value or delicate marine cargo. If you have clients transporting boats across state lines or delivering vessels to marinas, dealerships, or customers, this program can be a strong fit.
Accounts with unique hauling needs—such as oversized vessels or high-value cargo—can benefit from available excess limits and specialized underwriting attention.
Coverage Highlights and Advantages
Colonial General’s Boat Hauling Insurance program offers:
- Unlimited radius on all mono-line cargo policies
- Cargo limits up to $100,000 including refrigerator breakdown coverage
- Markets that can write excess over primary cargo up to $750,000
- Loading and unloading coverage included as part of the base premium
These features help protect against common hauling risks, such as cargo damage during transit, mechanical failures affecting temperature-sensitive goods, and incidents during vessel loading or offloading.
Underwriting Notes and Minimum Premiums
Colonial General works with a variety of carriers to meet diverse risk profiles. While minimum premiums vary by account and carrier, the program is designed to be competitive for small to mid-sized haulers as well as those with more complex or higher-value transport needs.
Submission requirements may include driver MVRs, equipment schedules, loss runs, and operational details. Colonial General’s underwriting team will help guide you through the process to ensure timely quotes and binding.
Territories and Availability
This program is available to agents and brokers placing business in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming.
Some admitted markets are available, depending on state and risk characteristics. Colonial General also offers access to non-admitted carriers where appropriate.
Why Work With Colonial General?
As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep expertise in transportation risks and access to both standard and specialty markets. Their Boat Hauling Insurance program is backed by responsive underwriters who understand niche cargo and marine transport exposures.
You can rely on Colonial General for quick turnaround, market access, and support from submission to binding. If you’re looking for a flexible cargo solution for boat haulers with broad coverage and underwriting support, this program delivers value and peace of mind.