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Agents Insurance Markets, Inc.
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Agents Insurance Markets, Inc.
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Manufactured Home Insurance For NC and VA

                          Manufactured Home Insurance For NC and VA

Agents Insurance Markets, Inc. offers a comprehensive Manufactured Home Insurance program for agents and brokers placing business in North Carolina and Virginia. Designed to accommodate a wide range of client needs, this program provides flexible coverage options through an A+ rated admitted carrier, American Modern Insurance Group. Whether your client owns, rents, or leases their manufactured home, this program delivers reliable protection and underwriting expertise.

Ideal Accounts and Appetite

This program is ideal for agents with clients who reside in, lease, or rent manufactured or mobile homes. Acceptable occupancy types include:

  • Owner-occupied homes
  • Seasonal and vacation-use manufactured homes
  • Rental properties (landlord coverage)
  • Tenant-occupied units (renter’s coverage)

Homes of various ages are considered, offering flexibility that helps agents place even hard-to-place risks.

Coverage Highlights and Advantages

  • Actual Cash Value (ACV) or Replacement Cost options for both the home and personal property
  • Reimbursement for Repairs following covered losses
  • Fire Department Service Charges covered
  • Food Spoilage due to covered events
  • Tree, Shrub, Plant, and Lawn damage coverage
  • Antenna and Satellite Dish protection
  • Other Structures on the premises included
  • Optional Endorsements available to expand coverage as needed
  • Mechanical Breakdown Enhancement – an industry-leading endorsement for added peace of mind
  • Direct Bill Options with flexible payment plans
  • Competitive Rates backed by stable underwriting

Underwriting Notes and Program Features

Agents can expect responsive service and competitive underwriting for a wide range of manufactured homes, including older units. The program is designed for easy quoting and placement, with direct billing to insureds and multiple payment options available. Admitted in select states, this program offers the security of regulated protection through a top-rated carrier.

Territories and Availability

This Manufactured Home Insurance program is available in:

  • North Carolina (NC)
  • Virginia (VA)

Agents in Maryland may also inquire about availability in that state as the carrier is admitted in some areas.

Why Work With Agents Insurance Markets, Inc.?

As a trusted Managing General Agency (MGA), Agents Insurance Markets, Inc. brings decades of experience in placing specialty personal lines coverage. Their team understands the unique exposures of manufactured home risks and offers agents the tools and carrier access needed to serve this niche market effectively. With a focus on service, speed, and underwriting flexibility, you can confidently place your manufactured home business through AIM.

 

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is a great fit for owner-occupied, seasonal, rental, and tenant-occupied manufactured or mobile homes in NC and VA.

Is coverage available for older manufactured homes?

Yes, the program offers flexible age eligibility, making it easier to place older homes that may not qualify elsewhere.

Does the program offer Replacement Cost coverage?

Yes, both Actual Cash Value and Replacement Cost options are available for the home and personal property, depending on eligibility.

Are optional endorsements available?

Yes, agents can add optional coverages such as mechanical breakdown, food spoilage, and additional structures to tailor protection to client needs.

How is the program billed?

The program supports direct billing with multiple payment options, providing convenience for both agents and insureds.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency
  • Admitted:
    Some Available States
  • Carriers:
  • Carrier Ratings:
    A+
  • Commission:
    Varies
  • Min Premium:
    -

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CONTACT INFORMATION

LOCATION

There are no locations attached to this storefront.

APPLICATIONS

  • The required application will be provided to you with the quote.
  • AIM Premium Finance Flyer
    Premium Financing available for Virgnia

AGENCY LICENSING

Brokerage agreements are not required until you write your first piece of business with our agency. 

Once we bind the first piece of business, you will be sent a brokerage contract to complete and return. This is needed to complete your broker file and includes e-commerce authorization and specific obligations.

 

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Agents Insurance Markets, Inc. has other insurance programs like Artisan Contractors Insurance for NC and VA.