Dwelling Insurance For MD, NC, and VA
Program Overview
- DP-1 and DP-3 programs
-
Owner, Seasonal, Rental
-
1-4 family
-
Maximum property value is $500,000
-
Liability coverage available to $500,000
-
Vacancy permission endorsement
- LLc, Trust and Estate acceptable
- Townhomes are eligible
- PC 1-10
- Competitive rates
- Rated A+ (Superior) by AM Best
- Admitted program
- Direct bill with optional payment plans
- Automatic renewal
DP-3 Special Form
Comprehensive protection
Replacement cost settlement
Up to four-family
80 years or newer
Roof 20 years or newer
Above average to excellent condition
Included coverage
Reasonable repairs
Other structures
Loss of rent
Collapse
Debris removal
Fire dept. charge
Water and mold
Improvements/alterations
Trees, shrubs, plants, lawns
Glass/ safety glazing material
Vandalism
Optional coverage
Premises liability
Personal property
Replacement costs on personal property
Burglary
Short term rental
DP-1 Basic Form
Named peril protection
Actual cash value settlement
Up to four-family
No age restriction
Fair or better condition
Included Coverage
Reasonable repairs
Other structures
Loss of use
Debris removal
Fire dept. service charge
Optional Coverage
Premises liability
Personal property
Burglary
Vandalism & Malicious Mischief
Occasional rental
|
| States Available | MD, NC, VA |
| Provider Type | Managing General Agency |
| Admitted | Some Available States |
| Carriers | American Modern Home Insurance Group |
| Carrier Ratings | A+ |
| Commission | Varies |
| Min Premium | |