UPA partners with an A-rated carrier to bring you a competitive market for landscaping.
Products: Guaranteed cost; Dividend plans (FL)
Available service: Online loss runs
Underwriting guidelines
- $3,000 minimum premium - no maximum
- New ventures eligible
- Group transportation limited to no more than five employees per vehicle
- Lapse in coverage needs to be referred to underwriting
- No maximum experience mod
- Height and underground restrictions - no more than 20 feet/2stories above ground and no more than 6 feet below ground
- Insureds coming out of PEOs
- PEO carve outs available
- Need loss history and signed PEO/Client contract and amendment
- Need labor endorsement
- 24-hour shift work exposure eligible (no other exposure)
- Domestic, aviation and federal coverage's ineligible
- Tax lien or bankruptcy ineligible
Payment plans
- UPAY-As-You-Go
- Direct bill
- Monthly self reporting with 5% non working deposit
Limited / Incidental / Cannot be governing state - CA, OK