Whether you need a quick placement through binding authority or a more technical brokerage approach, Worldwide Facilities, LLC provides transportation-focused solutions to help you place your clients’ commercial auto and garage risks. As a managing general agency and excess & surplus lines broker, we leverage deep carrier relationships and underwriting expertise to offer admitted and non-admitted options, competitive forms, and flexible terms tailored to the transportation sector. This Transportation Insurance program is designed for retail agents and brokers who want efficient access to markets and creative solutions for both standard and hard-to-place accounts.
Ideal Accounts and Appetite
We place a wide range of transportation-related accounts. Typical appetites include:
- Local, intermediate, and long-haul trucking operations
- Owner-operators and small to mid-size fleets
- Public auto and livery operations (where available)
- Auto dealers, repair shops, and service operations needing garage coverage
- Towing companies and vehicle transport services
What usually fits: multi-unit trucking companies needing both auto liability and physical damage; single-truck owner-operators seeking competitive liability and comp/collision terms; repair shops and dealers requiring garagekeepers liability. Limitations: oversized fleets requiring specialized inland marine or account-specific large-limits placements may require extended brokerage solutions—our underwriting team will advise on fit during submission review.
Coverage Highlights and Advantages
Worldwide Facilities’ Transportation Insurance program offers flexible coverages to address the key exposures your clients face. Coverages include:
- Commercial Auto Liability
- Commercial Auto Physical Damage (collision, comprehensive)
- Garage Liability and Garagekeepers Liability
We place both admitted and non-admitted policies in most states, allowing you to match placement strategy to each account’s needs. Our carrier panel provides competitive pricing, broad policy forms, and endorsements tailored for truckers, transporters, dealers, and garage operations.
Underwriting Notes and Minimum Premiums
Underwriting requirements vary by class, state, and carrier. Typical submissions should include complete loss runs, MVRs for drivers, vehicle schedules, and a clear description of operations and commodities hauled. Our underwriting team will quickly assess submission quality and advise on steps to improve placement success. Minimum premiums depend on the chosen carrier and risk characteristics and are competitive across the transportation lines we offer.
Territories and Availability
This program is available in most states, including: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Availability and admitted/non-admitted options vary by state and carrier—our team will confirm applicable markets when you submit the account.
Why Work With Worldwide Facilities, LLC?
With decades of specialty transportation experience and deep carrier relationships, Worldwide Facilities helps agents place more business with faster turnarounds. Our strengths include binding authority for straightforward accounts, brokerage capabilities for complex or hard-to-place risks, and underwriting guidance to improve hit-ratios. We focus on pragmatic solutions that balance coverage, pricing, and service so you can retain and grow transportation business.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for trucking operations, owner-operators, small fleets, auto service businesses, dealers, and towing services that need commercial auto, physical damage, or garage-related coverages.
Is this program available in all states?
The Transportation Insurance program is available in most states, including major U.S. markets. Specific admitted/non-admitted availability varies by state and carrier.
Can you help with hard-to-place or non-standard transportation risks?
Yes. We offer both binding authority for standard risks and brokerage options for complex or hard-to-place accounts, using our broader carrier panel to find workable solutions.
Are both admitted and non-admitted markets available?
Yes. We place business through admitted and non-admitted carriers depending on the state, risk profile, and the best available terms for the client.
What coverages are included in this program?
Coverage options include Commercial Auto Liability, Commercial Auto Physical Damage, and Garage/Garagekeepers Liability, with supplemental endorsements available based on carrier and class.
Need help placing an account? Connect with a market specialist.