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High Value Homeowner Insurance

High Value Homeowner Insurance


Whether it is mansions on Main Street or a vacation condo in Bora Bora, we have the markets and the products to cover your high net worth clients. Inquire about discounts for bundling HO, Auto & Umbrella.
 
HOMEOWNER COVERAGE
Min, $750K Cov. A - up to $50MM
Distressed Homes - Min $300K - Cov. A up to $50MM
Min. $75K Fine Arts Floater or $25K Jewelry
Min. $1MM Excess Umbrella
Insured up to 200% of Replacement Cost
Coverage for Kidnap, Ransom & Identity Fraud
Higher risk potential homes can submit for approval
 
OUR SEMI-EXCLUSIVE HO PROGRAM
• HO3, HO4, HO6, DP3  
  Tenant Occupied
• Primary/Seasonal  
  
• Secondary  
  
• Secondary Rental  
  
• Personal Liability  
  
• Dwelling  
  Extended up to 200%
• Other Structures  
  20% of Dwelling
• Contents  
  Up to 75% of Dwelling
• Loss of Use  
  20% of Dwelling
• Personal Liability  
  up to $1,000,000
• Medical  
  $10,000
• Ordinance or Law  
  Up to Dwelling Limit
• Deductible  
  $1,000
• Brush Clearance  
  Up to 100 feet
• Workers' Compensation  
 
• Corporate/LLC OK  
 
• Loss Experience OK












States AvailableAL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY
Provider TypeGeneral Agency and Excess & Surplus Lines Broker
AdmittedMost Available States
CarriersVaries
Carrier Ratings"A" or better
CommissionVaries
Min Premium



Coverages

High Value Dwellings Insurance
High Value Homeowners Program Insurance
High Value Homeowners Scheduled Personal Property Insurance
High Value Homeowners Stand Alone Floaters Insurance
High Value Homes Insurance
High Value Homes Rental, Seasonal and Secondary Insurance
Homeowners High Value Insurance
Mid to High Valued Homes Insurance


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