WE’VE GOT YOU COVERED.

Limits: $5MM, $10MM, $15MM

Separate Aggregate Limits Over Each Primary Policy

Most Carriers have a single aggregate for both excess and umbrella coverages, but we give you a separate aggregate limit over each aggregate limit in the scheduled primary policies. For example, in addition to having an aggregate over your premises liability and products/completed operations, our umbrella extends coverage over all aggregates, such as liquor liability and employer’s liability.

• Automatic additional insureds covered at named insured’s option
• Automatic coverage for newly acquired or formed companies
• Follow form aggregates applies to per location, per policy, per project, per coverage.
• Automatic waiver of subrogation included if provided on the primary policy
• Unintentional Failure to Disclose.

 In addition to lead umbrellas over the primary, here’s what we offer:

• Excess limits up to $15 million
• Custom solutions that meet the specific needs of clients
• Dedicated umbrella/excess claims specialists

Minimum Underlying Requirements for First Layer Excess