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Utah Business Insurance Company
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Utah Business Insurance Company
Contact Us
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Assisted Living Facilities Workers Compensation Insurance

Your Workers Compensation Market for Assisted Living and Healthcare Facilities
Utah Business Insurance Company (UBIC) provides a competitive workers compensation solution tailored to the unique risks of the healthcare and social service sectors. As a direct carrier partner, UBIC delivers A-rated coverage options for assisted living facilities and related operations across a broad network of western and central U.S. states.

Ideal Accounts and Appetite

UBIC is an excellent market for agents placing workers compensation for:
  • Assisted living facilities
  • Home healthcare providers
  • Skilled nursing and rehabilitation centers
  • Retirement communities and independent living facilities
Whether you’re working with a long-standing care facility or a newly established operation, UBIC can help you secure the coverage your clients need.

Coverage Highlights and Advantages

  • Admitted markets with A-rated carriers
  • Guaranteed cost structure – no surprises
  • Monthly self-reporting options available
  • Coverage available for new ventures and accounts with a lapse in prior coverage
  • PEO exits are eligible

Underwriting Notes and Minimum Premiums

  • Accounts must have an experience mod of 1.5 or lower
  • Minimum premium starting at $1,000
You might have a client operating two assisted living homes in Colorado with 20 employees and a clean safety record—UBIC is built to accommodate these types of accounts efficiently and competitively.

Territories and Availability

UBIC’s Workers Compensation program is available in the following states: Arizona, Arkansas, Colorado, Idaho, Illinois, Missouri, Nevada, New Mexico, Oklahoma, Oregon, Tennessee, Texas, and Utah.

Why Work With Utah Business Insurance Company

As a carrier with a strong focus on healthcare and social services, UBIC understands the operational and staffing risks unique to assisted living facilities. Our direct access to Companion Property and Casualty, Companion Commercial Insurance, and Utah Business Insurance Co. ensures stability and responsiveness. We offer flexible solutions for agents looking to grow their book in this niche.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for assisted living facilities, home healthcare providers, nursing homes, and retirement communities with stable operations and experience mods of 1.5 or lower.

Can you write new ventures or businesses with a lapse in prior coverage?

Yes, UBIC can consider new ventures and accounts that have experienced a lapse in workers compensation coverage.

Is this program available in my state?

The program is available in AZ, AR, CO, ID, IL, MO, NV, NM, OK, OR, TN, TX, and UT.

Are accounts coming out of a PEO eligible?

Yes, accounts transitioning out of a PEO arrangement are eligible for coverage through this program.

What’s the minimum premium for this workers compensation program?

The minimum premium starts at $1,000, depending on the size and risk profile of the account.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Carrier
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    -
  • Commission:
    Contact us for more information
  • Min Premium:
    -

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CONTACT INFORMATION

LOCATION

There are no locations attached to this storefront.

APPLICATIONS

  • UBIC Supplemental Safety Questionnaire
     

    In order to consider a new submission for your agency, please submit the following information to [email protected]

    • ACORD 130 - workers' compensation application
    • Experience mod worksheet
    • Three years' currently valued loss runs
    • UBIC Supplemental Safety Questionnaire

AGENCY LICENSING

We do not accept submissions from non-appointed agents. To apply for agency please contact us at [email protected]
or contact:
 
Ron Nielsen
801-432-8121
 
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Utah Business Insurance Company has other insurance programs like Agriculture Program Workers Compensation Insurance.