Transportation Services Insurance Program from U.S. Risk Insurance Group
U.S. Risk Insurance Group, Inc. offers a specialized Transportation Services Insurance program designed for agents and brokers seeking competitive solutions for large commercial auto and public transportation risks. With access to an A+ XV-rated admitted carrier, this program provides high-limit auto liability coverage, including physical damage, for a wide range of transportation accounts.
Ideal Accounts and Appetite
This program is ideal for agents placing large transportation-related accounts with minimum premium thresholds, including:
- Shuttle services and fixed-route transit buses (non-EMT vehicles) – must have premiums of $75,000 or more
- Taxi fleets, for-hire transportation, and trucking operations – must have premiums of $200,000 or more
Whether your client operates a mid-sized fleet of airport shuttles or manages a large regional trucking firm, this program can accommodate a wide range of commercial auto exposures.
Coverage Highlights and Advantages
- Auto Liability limits available up to $5 million
- Physical Damage coverage included
- Low deductible options available
- Optional Incidental General Liability (GL) coverage
- Competitive pricing from an admitted A+ XV carrier
- Strong claims handling and loss control support
Underwriting Requirements and Submission Guidelines
To receive a quote, agents must submit a complete application package, including:
- ACORD Forms: 125, 127, 137, and 126 (if GL is needed)
- Completed Public Auto or Trucker’s Questionnaire
- Full vehicle schedule with details (description, garaging, usage, radius, passenger count, and cost new)
- Five years of currently valued loss runs
- Current financial statement
- Driver list and current MVRs
Minimum premiums vary by account type and size but start at $75,000 for shuttle-type accounts and $200,000 for larger transportation risks.
Territories and Availability
This transportation program is available in all 50 states and Washington, D.C., providing agents nationwide access to a top-tier market for public auto and trucking risks.
Why Work with U.S. Risk on Transportation Accounts?
As an experienced excess and surplus lines broker, U.S. Risk Insurance Group leverages deep industry knowledge and strong carrier relationships to deliver effective insurance solutions for complex transportation operations. With a focus on larger accounts and access to exclusive markets, U.S. Risk helps agents place difficult-to-insure risks while offering responsive underwriting and claims support.
Whether you're working with a regional shuttle fleet or a commercial trucking firm, U.S. Risk provides the tools and expertise to help you secure competitive and comprehensive coverage for your clients.