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U.S. Risk Insurance Group, Inc.
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U.S. Risk Insurance Group, Inc.
Contact Us
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Shuttle Vehicle Insurance

Specialized Shuttle Vehicle Insurance Program from U.S. Risk Insurance Group

U.S. Risk Insurance Group, Inc. offers a comprehensive insurance solution designed specifically for shuttle and people-mover operations. This program is backed by an A+ XV rated admitted carrier and is tailored to meet the unique liability and property exposures associated with commercial passenger transport. Whether your clients operate fixed-route transit buses or non-EMT passenger vehicles, this program delivers the coverage and support they need — and the underwriting expertise you expect.

Ideal Accounts and Appetite

This program is ideal for accounts with annual premiums of $75,000 or more and includes the following target classes:
  • Shuttle and people-mover operations
  • Fixed-route transit buses
  • Non-emergency medical transport (non-EMT) vehicles
You might have a client that operates a private airport shuttle service or a company providing employee transportation between facilities — both would be excellent fits. The program is designed for fleets with a strong operational history and a focus on safety and compliance.

Coverage Highlights and Advantages

This market offers a robust set of coverage features and benefits:
  • Auto liability limits available up to $5 million
  • Physical damage coverage included
  • Very low deductible options
  • Incidental General Liability can be written alongside auto coverage
  • Competitive pricing and highly responsive claims handling
  • Proactive loss control resources to help reduce future exposures

Underwriting Notes and Submission Requirements

A complete submission is required for underwriting consideration. Please include:
  1. Completed ACORD applications: 125, 127, 137 (and 126 if incidental GL is requested)
  2. Public Auto questionnaire
  3. Vehicle schedule with details: description, garaging location, usage, radius, passenger capacity, and cost new
  4. Five years of currently valued loss runs
  5. Current financial statement
  6. Driver list and current MVRs
Minimum premiums vary based on account size and risk characteristics, but this program is generally suited for larger accounts with complex needs.

Territories and Availability

Coverage is available in all 50 states, including Washington D.C. U.S. Risk accesses a variety of markets to ensure broad national availability with flexibility to meet local regulatory and operational requirements.

Why Work With U.S. Risk Insurance Group?

As a leading excess and surplus lines broker, U.S. Risk has deep experience in the transportation sector. Our specialized shuttle vehicle insurance program is backed by strong carrier relationships and a service-oriented team that understands the unique challenges of this niche. From underwriting to loss control, we deliver responsive, knowledgeable support to help you close and retain accounts.

Frequently Asked Questions

What types of accounts are a good fit for this shuttle vehicle insurance program?

Ideal accounts include shuttle and people-mover operations with annual premiums of $75,000 or more, such as fixed-route transit buses and non-EMT vehicles.

Is incidental General Liability coverage available?

Yes, incidental GL can be written in conjunction with the auto liability coverage for qualifying accounts.

What are the submission requirements for this program?

A complete submission includes ACORD forms, a Public Auto questionnaire, vehicle schedule, five years of loss runs, financials, and driver/MVR information.

What carrier backs this program?

The program is backed by an A+ XV rated admitted carrier, offering financial strength and claims reliability.

Is this program available nationwide?

Yes, this shuttle vehicle insurance program is available in all 50 states and Washington D.C.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Excess & Surplus Lines Broker
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    A+XV
  • Commission:
    Varies
  • Min Premium:
    Varies

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CONTACT INFORMATION

LOCATION

1551 N. Tustin Ave., Suite 430
Santa Ana, CA 92705
0F82757
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APPLICATIONS

AGENCY LICENSING

Thank you for your interest in U.S. Risk. To become a U.S. Risk appointed agency, please complete the profile and agreement online at

 
www.usrisk.com/
becomeaproducer.shtml
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U.S. Risk Insurance Group, Inc. has other insurance programs like Artisan Contractors Workers Compensation Insurance.