Multi-unit restaurants
Guaranteed cost
Class codes
9083 Restaurant Fast Food
9079 Restaurant code for certain states
9084 Restaurant Bar, Discotheques
Underwriting guideline
- ACORD 130 workers' compensation application
- 4 years loss runs including current year, valued within the last 90 days
- Financial statement for the last two years required for premiums $350,000 and greater
- Experience rating factor - .65 to no maximum
- Loss ratio 60% less based on 3 year excluding current
- 4 prior years historical aggregate payrolls by year
- New ventures - resume required
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| States Available | AL, AZ, AR, CO, CT, GA, IL, IN, KS, LA, ME, MS, MO, MT, NE, NH, NC, OK, RI, SC, SD, TN, TX, DC |
| Provider Type | Managing General Agency |
| Admitted | All Available States |
| Carriers | Zurich in North America |
| Carrier Ratings | A-rated |
| Commission | Varies based on productivity |
| Min Premium | |