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Landscaping Workers Compensation Insurance

Landscaping Workers Compensation Insurance
UPA partners with an A-rated carrier to bring you a competitive market for landscaping.
 
Products: Guaranteed cost; Dividend plans (FL)
 
Available service: Online loss runs
 
Underwriting guidelines
  • $3,000 minimum premium - no maximum
  • New ventures eligible
  • Group transportation limited to no more than five employees per vehicle
  • Lapse in coverage needs to be referred to underwriting
  • No maximum experience mod
  • Height and underground restrictions - no more than 20 feet/2stories above ground and no more than 6 feet below ground
  • Insureds coming out of PEOs
  • PEO carve outs available
    • Need loss history and signed PEO/Client contract and amendment
    • Need labor endorsement
  • 24-hour shift work exposure eligible (no other exposure)
  • Domestic, aviation and federal coverage's ineligible
  • Tax lien or bankruptcy ineligible
Payment plans
  • UPAY-As-You-Go
  • Direct bill
  • Monthly self reporting with 5% non working deposit
Limited / Incidental / Cannot be governing state - CA, OK
States AvailableAL, AK, AZ, AR, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OR, PA, RI, SD, TN, TX, UT, VT, VA, DC, WV, WI
Provider TypeManaging General Agency
AdmittedAll Available States
Carriers
Carrier RatingsA-rated
CommissionVaries based productivity
Min Premium



Coverages

Landscaping Contractors Insurance
Landscaping Vehicles Insurance
Tree and Landscaping Insurance


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