UPA is your No. 1 source for insuring the hospitality industry. From coast to coast, we've got your hotel and restaurant business clients covered. UPA offers a unique solution to your workers’ compensation needs through financially strong insurance carriers and exceptional customer service. As a result, we can help your client’s business control and reduce losses.

Target customers

• Hotels
• Premier full-service hotels
• Spas
• Resorts
• Boutique hotels
• Bed and breakfast
• Restaurants and casinos

Program highlights

• Monoline workers’ compensation solution for your clients
• UPAY-As-You-Go innovative cash flow solution
• A-rated carriers with access to national markets
• Loss control tools available to clients
  • manuals, safety tips & checklists
• Claims handling with proven cost reduction results

Underwriting guidelines

• Multi locations / Multi states eligible
• Accounts coming out of PEO are eligible
• We can entertain high experience mods

 Submission requirements

• Completed ACORD application
• Currently valued loss information (3-5 years)
• Mod worksheet and large account supplemental for risks more than $75,000 in annual premium