Typical Customers

Include contractors engaged in all facets of excavation and grading applications in industrial, commercial, and residential construction.

Potential Exposures

Excavation and spreading of unknown pre-existing contaminated soil.

Poor management of storm-water runoff from freshly paved surfaces can flush naphtha or kerosene to surface water, soil, and groundwater. These substances can also be unintentionally released during transport or at the disposal site.

Management of road surface shavings, which may contain toxic components such as lead, benzene, ethyl benzene & xylene.

Release of oils and fuels as a result of vandalism

Spills of chemicals and fuels (e.g. mobile refueling tanks, etc.) brought on-site.

Disturbance of naturally occurring asbestos through excavation.

Impacting groundwater from drilling and excavation work (e.g. cross contamination of aquifers, etc.)

Products Available

Contractors Pollution Liability (CPL)

Minimum Premium(s)

Minimum premiums start at $2,000 and will vary based on carrier, class of business, and size / history of risk.

Coverage enhancements, limits, and any surplus lines taxes / fees will also affect the total cost of placement. Please contact us for a quick, ball-park estimate.

 Additional Details

Coverage is available on a practice or a project-specific basis.

Covers BI liability, PD liability, and clean-up costs for a pollution condition arising from the insured’s operations and resulting in a claim.

Covers work performed by or on behalf of the named insured (work by subcontractors).

Common enhancements include:

• Transportation pollution coverage
• Blanket additional insured
• Blanket waiver
• Separate defense limits
• Non-owned disposal site
• And many others...
  

Common Underwriting Requirements

CGL Loss Runs (and CPL if applicable)

Most recent Year-End Financial Statements

Claims Made CPL Retro Date requires evidence of prior coverage (copy of expiring dec page)

Getting Started

Complete an online Contractors Pollution Liability application using the UCPM online system.