Typical Customers

Includes contractors engaged in all facets of demolition activities in both commercial and residential settings.

Potential Exposures

Failure to properly locate underground utilities and pipelines may cause drilling, excavation and demolition contractors to strike the line and cause leakage.

Discarded woodwork and plaster from demolition or renovations may contain asbestos or lead-based paint.

Extensive waste-water contamination of soils and groundwater can occur if demolition operations are done without completely disconnecting sewer lines.

Air emissions of dust and debris.

Lead emissions from incomplete lead abatement.

Impacting underground storage tanks and utility lines.

Contractors Pollution Liability (CPL)

Minimum Premium(s)

Minimum premiums start at $2,000 and will vary based on carrier, class of business, and size / history of risk.

Coverage enhancements, limits, and any surplus lines taxes / fees will also affect the total cost of placement. Please contact us for a quick, ball-park estimate.

Additional Details

Coverage is available on a practice or a project-specific basis.

Covers BI liability, PD liability, and clean-up costs for a pollution condition arising from the insured’s operations and resulting in a claim.

Covers work performed by or on behalf of the named insured (work by subcontractors).

Common enhancements include:

• Mold Coverage
• Transportation pollution coverage
• Blanket additional insured
• Blanket waiver
• Separate defense limits
• Non-owned disposal site
• And many others...

Common Underwriting Requirements

CGL Loss Runs (and CPL if applicable)

Most recent Year-End Financial Statements

Claims Made CPL Retro Date requires evidence of prior coverage (copy of expiring dec page)

Getting Started

Complete an online Contractors Pollution Liability application using the UCPM online system.