Universal Life Insurance with Living Benefits
We are a pioneer in offering Universal Life with one of the most comprehensive Living Benefit packages for LTC and Terminal Illness.
Long Term Care (LTC) Benefits
Death Benefit Restoration
Extension of LTC Benefits
Full Portability
EZ Value - automatic, affordable benefit increases
Guaranteed Universal Life Insurance
Guaranteed Level Premiums, Death Benefit, and Cash Value
Full Living Benefit package for Long Term Care
Universal LifeEvents®
Pays a higher death benefit during working years for maximum protection
Higher Living Benefits continue through retirement when the need for Long Term Care increases
Term Alternative 10
10-Year Guaranteed Rates
Full Portability
Convertible to Universal Life
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| States Available | AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY |
| Provider Type | General Agency |
| Carriers | Varies |
| Carrier Ratings | Rated A- (Excellent) |
| Commission | Varies |
| Min Premium | Varies |