Tangram's Artisan Contractors' General Liability program is a competitive general liability program for a wide variety of artisan contractor classes. The Artisan Contractors' General Liability policy form offers full occurrence coverage with flexible deductibles and very competitive pricing. We can entertain accounts of all sizes.
Program higlights include, but are not limited to:
- Non-Admitted, A VIII carrier
- Over 30 classes available for Residential and Commercial Artisan Contractors
- No Subsidence Exclusion
- No Prior Work Exclusion
- No Sunset or Manifestation Clauses
- Favorable Subcontractor Warranty
- CG 2033 and CG 2037 forms available
- Designated Per Project Aggregate of $2M with General Aggregate of $5M is available
- Can entertain lapses in coverage
- No broker fees
- Risks with up to 60% of exposures subcontracted are allowed
Some of the classes included are:
- Painting - Interior & Exterior (up to 3 stories)
- HVAC
- Electrical Work
- Carpentry
- Plumbing
- Fence Erection / Installation
- Metal Erection
- Furniture / Fixture Installation
- Plastering or Stucco Work
- Masonry Work
Tangram is a program manager with deep expertise and experience in program business. We have the authority to underwrite and bind business on behalf of top-rated carriers in niche segments. Our programs are not widely available in the marketplace and, therefore, provide our appointed brokers with a distinct competitive advantage.
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| States Available | AZ, CA, ID, NV, OR, TX, WY |
| Provider Type | Managing General Agency |
| Admitted | No States |
| Carriers | Not Admitted in CA, but admitted paper in some of the other states listed |
| Carrier Ratings | A.M. Best rated A VIII |
| Commission | |
| Min Premium | |