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Convenience Store Insurance

Convenience Store Insurance
Convenience Stores provide their customers with easy one-stop shopping for their convenience. Shouldn't their insurance do the same for them? Our Convenience Store Insurance program is specifically designed for C-stores and provides a complete package at a competitive price. 
 
Eligible Classes Include Convenience Stores with the following exposures:

•Gas Stations
•Minor Auto Repair (less than 30% of total receipts)
•Car Washes
•Snack Bars & Cafes
•Off-Sale Liquor
•Grocery Stores with less than 5,000 Sq. Feet

Convenience Store Insurance coverages Include:

•General Liability - up to 2/3 mil Limits
•Property (Buildings, BPP, BI, TIB, Canopies, Pumps) - up to $5 mil per location.
•Liquor Liability - up to $1 Mil.            
•Hired and Non-Owned Auto
•Employee Benefits Liability
•Garagekeepers Legal Liability

Coverage Highlights:
 
•Gasoline Sales based on number of pumps and not gallons.
•Vehicular Damage to pumps and buildings available to lessee of premises.
•Additional Insured for Distributors & Landlords
•LP Tank Coverage Available
 
The following Property Coverage Extensions are included without additional charge:

•Money & Securities - $5,000/$2,000
•Employee Dishonesty -$5,000
•Spoilage - $10,000
•Accounts Receivable - $10,000
•Valuable Papers - $10,000
•Sewer Back Up - $2,500
•Plus 20 other great extensions.
•Higher limits available for an additional charge.
 
Stonebridge is the exclusive program administrator for this program placed with Western Heritage Insurance Company A+ XV rated by A.M. Best  
 
States AvailableAL, AR, CA, CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NY, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WY
Provider TypeProgram Administrator
AdmittedSome Available States
CarriersWestern Heritage/Freedom Specialty
Carrier RatingsA+
CommissionVaries
Min PremiumVaries



Coverages

Convenience Store (With Gas) Insurance
Convenience Store (Without Gas) Insurance
Convenience Store/Gas Station Operators Insurance
Convenience Stores Liquor Liability Insurance
Convenience Stores/Mini-Marts Insurance


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