Your current Church Markets aren't likely meeting all of your needs. Stonebridge's Program is specially designed to write start-up churches, both rural and urban churches and even churches with prior losses. All at a very competitve price.

 

Our Church Insurance and Religious Institutions Program is specifically designed for:
• Churches
• Mosques
• Synagogues
• Temples

 

Our Church Insurance coverages Include:

• General Liability - up to $1/$3 mil Limits
• Property (Buildings, BPP, BI, Equipment Breakdown)- up to $2.0 mil per location.

• Sexual Molestation  - up to $100k/$200k Limits - coverage matches over Church Markets 
• Clergy and Counseling Professional Liability 
• Hired and Non-Owned Auto
• Employee Benefits Liability
• Directors and Officers Liability
• Employment Practices Liability 

 

Coverage Spotlight:

 

• Wind Coverage is Not Available in Florida, within 75 Miles of the Coast in TX, LA, MS and AL.  Also wind is not avialable in any Tier One County in GA,NC,SC or VA.  We can offer Package X-wind or Standalone GL/PL Coverages in these areas and even include coverage extensions on an x-wind basis with a $50,000 contents limit for a nominal amount.
• Special Religious Property Coverage includes the unique exposures associated with religious facilities such as coverage for organs, pulpits, baptismal fonts, pews, stained glass, arks and tabernacles.  
• Money & Securities - Twice the Limit - Insured can increase their limits on select days when offerings are larger
• Members and Volunteers included automatically as additional insureds.
• Licensed Day Cares and Preschools are acceptable risks.
• Tenant based churches are acceptable risks.

The following Property Coverage Extensions are included within the Church Insurance program:

-Money & Securities - $10,000/$10,000
-Employee Dishonesty -$5,000
-Spoilage - $10,000
-Accounts Receivable - $25,000
-Valuable Papers - $25,000
-Sewer Back Up - $2,500
-Personal Effects- $30,000
-Plus many other great extensions.
-Higher limits available for an additional charge. 

 

Coverage is placed through our exclusive program with an A+ rated non-admitted carrier.