Comprehensive Insurance for Sewer and Water Main Contractors
Sloan Mason Insurance Services, Inc. offers a specialized insurance program designed for sewer and water main contractors. This program is backed by A-rated, admitted carriers and provides a robust package of coverages, including Auto Liability, General Liability, Property, Inland Marine, Workers' Compensation, and Umbrella. Offered exclusively through Sloan Mason, this program is ideal for contractors operating in large-scale infrastructure environments.
Ideal Accounts and Target Risks
This program is specifically tailored for contractors working in new tract developments and public infrastructure projects. It is not intended for contractors performing residential hook-ups or other small-scale residential work. Ideal accounts include those involved in underground utility work, pipeline installation, and municipal water and sewer projects.
Example accounts include:
- Contractors installing water mains for a new commercial development
- Firms replacing sewer lines for municipal improvement projects
Coverage Highlights
Key coverages available under this program include:
- Auto Liability
- General Liability
- Property
- Inland Marine
- Workers' Compensation
- Umbrella Liability
Coverage is available on an admitted basis, providing agents and their clients with peace of mind and regulatory compliance in most states.
Underwriting Requirements and Minimum Premiums
To receive a full underwriting review and the most competitive quote, agents should be prepared to submit the following documentation:
- Five-year payroll history
- Five years of currently valued, carrier-issued loss runs (dated within 120 days of the requested effective date)
- Acord applications for AL, GL, Property, Inland Marine, and Umbrella
- Current NCCI or WCIRB Experience Rating Worksheet
- Completed contractor supplemental (generic forms accepted)
Minimum premium thresholds:
- $25,000 for the combined AL/GL/Property/Inland Marine/Umbrella package
- $7,500 for Umbrella coverage alone
For a detailed submission checklist, please refer to our Underground Utility Contractors Data Sheet.
Territory and Availability
This program is available in all 50 states and the District of Columbia. Sloan Mason works with various carriers to ensure broad access and flexible underwriting capabilities nationwide.
Why Partner With Sloan Mason Insurance Services, Inc.?
As a wholesale broker with deep expertise in contractor-related risks, Sloan Mason delivers tailored solutions for complex accounts. Their access to top-rated, admitted markets ensures that you can place your contractor clients with confidence. With a strong focus on underground utility and infrastructure contractors, Sloan Mason understands the unique liability and equipment exposures in this industry and provides responsive service and underwriting support to help you close more business.