Ideal Accounts and Appetite
Our Marine General Liability program is designed for a wide range of maritime and waterfront operations. We focus on hard-to-place risks and complex operations that require a nuanced understanding of marine exposures. Target classes of business include:
- Diving contractors
- Dock and wharf construction
- Dredging contractors
- Labor contractors
- Marine construction contractors
- Painting and sandblasting contractors
- Shipyards
- Ship repair subcontractors
- Stevedores
- Wharfingers
- Terminal operators
You might have a client who operates a small shipyard on the Gulf Coast or a contractor specializing in underwater welding—this program is built to handle the unique risks these types of businesses face.
Coverage Highlights and Advantages
Our Marine General Liability Insurance offers robust protection for maritime operations exposed to both land- and water-based liabilities. Key features include:
- Limits up to $1,000,000 per occurrence
- Coverage for third-party bodily injury and property damage
- Customizable endorsements based on specific marine operations
- Coverage tailored for both wet and dry marine exposures
We understand the importance of seamless coverage for businesses operating in high-risk, high-liability environments. Our program is structured to address the specialized needs of each class of business we serve.
Underwriting Notes and Minimum Premiums
We work with a variety of carriers to provide flexible, competitive options for marine accounts. Minimum premiums start at $15,000. Underwriting is thoughtful and thorough, with a focus on long-term insurability and risk control. We welcome detailed submissions for complex accounts.
Territories and Availability
This program is currently available in the following states:
- Alaska (AK)
- Arizona (AZ)
- California (CA)
- Florida (FL)
- Louisiana (LA)
- Mississippi (MS)
- Nevada (NV)
- New Jersey (NJ)
- Texas (TX)
Some markets are admitted depending on the state and carrier; others may be placed on a non-admitted basis. We will work with you to find the best fit for your client’s needs.
Why Work With Sloan Mason Insurance Services
Sloan Mason Insurance Services, Inc. brings a deep understanding of marine risks and a hands-on approach to underwriting that sets us apart in the wholesale market. Whether you’re placing a small stevedoring operation or a large marine construction firm, we provide the market access, expertise, and service needed to get the deal done. Our goal is to help you provide your clients with the right coverage while making the placement process as efficient as possible.
Let us help you with all of your Marine General Liability Insurance needs today!
Frequently Asked Questions
What types of accounts are a good fit for this Marine General Liability program?
Ideal accounts include diving contractors, shipyards, marine construction firms, stevedores, terminal operators, and other maritime service providers.
What is the minimum premium for this program?
The minimum premium starts at $15,000, depending on the class of business and risk profile.
Is this program available on an admitted basis?
Some markets are available on an admitted basis depending on the state and the specific risk. We also offer non-admitted options.
Which states is this program available in?
This program is available in AK, AZ, CA, FL, LA, MS, NV, NJ, and TX.
What information is needed to submit a risk?
We recommend providing a completed application, detailed risk description, loss runs, and any supporting documentation that helps us understand the operation.
Need help placing an account? Connect with a market specialist.