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Paratransit - Human Service Transportation Insurance
Irwin Siegel Agency, Inc.'s (ISA) Paratransit and Human Service Transportation Program offers competitively priced package insurance and field relevant risk management and loss control resources. As a leader in the field of insuring Human Service Provider organizations, ISA has developed customized coverage for these transportation providers.
Package Coverage Includes:
- Automobile Liability & Physical Damage
- General Liability
- Property
Enhancements & Supplements:
- Abuse & Molestation
- Umbrella
- Med Defense / HIPPA Protector
- Directors & Officers
- Blanket Additional Insured where required by written contract
- No driver exclusions (drivers must meet underwriting guidelines)
What is Paratransit?:
Paratransit is a specialized transport service for people with disabilities who are not able to ride fixed-route public transportation. This may be due to an inability to:
- Board, ride or disembark independently from any readily accessible vehicle on the regular fixed-route system
- Access existing accessible fixed-route transportation because that transportation is not available at the needed time on that route
- Get to boarding/alighting locations of regular public transportation.
At their simplest Paratransit operators may utilize a taxi or small bus that will run along a more or less defined route and then stop to pick up or discharge passengers on request. At the other end of the spectrum - fully demand responsive transport - the most flexible paratransit systems offer on-demand call-up door-to-door service from any origin to any destination in a service area. Paratransit services are operated by public transit agencies, community groups or not-for-profit corporations, and for-profit private companies or operators.
Eligible Classes:
- For-Profit & Non-Profit Paratransit Operators
- Non-Profit Rural Transportation Providers
Submission Requirements:
- Full set of ACORD applications
- 5 years loss runs
- Drivers list and MVR's
- ISA Transit Application
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| States Available | AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY |
| Provider Type | Program Administrator |
| Admitted | All Available States |
| Carriers | Chartis |
| Carrier Ratings | "A" by AM Best |
| Commission | 10% for Paratransit & 13% for Non-Profit Rural Transportation |
| Min Premium | Varies |
Coverages
Abuse and Molestation Insurance
Ambulette (Wheelchair Van, Invalid Coach, ParaTransit) Insurance
Auto Liability and Physical Damage Insurance
Commercial Property Insurance
Commercial Umbrella Insurance
General Liability Insurance
Medical Transportation/Paratransit Insurance
Nonprofit Organizations Paratransit Fleets Insurance
Paratransit Insurance
Paratransit Services Insurance
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Irwin Siegel Agency, Inc. has other insurance programs like Paratransit - Human Service Transportation Insurance
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