Victor O. Schinnerer & Company, Inc.
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Victor O. Schinnerer & Company, Inc.
Contact Us
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Construction Management Insurance

Comprehensive Construction Management Insurance Program

Victor O. Schinnerer & Company, Inc. offers a specialized Construction Management Insurance program designed for agency construction managers. This program combines professional liability and property & casualty coverage under one carrier—CNA—streamlining claims handling and minimizing coverage gaps. For agents and brokers, this means simplified placement and stronger protection for your insureds in the construction management space.

Ideal Accounts and Target Classes

This program is purpose-built for agency construction managers who serve as the owner’s representative and oversee construction projects on their behalf. Ideal accounts include firms providing advisory services during the planning, design, and construction phases, but who are not directly involved in design or construction execution.

Examples of good-fit accounts:

  • A construction management firm advising a municipality on a new civic building project.
  • A private consultant contracted by a university to oversee campus expansion projects.

Coverage Highlights and Advantages

By offering both professional liability and property & casualty coverages through a single carrier, this program eliminates the complexity of coordinating multiple policies. Benefits include:

  • Professional liability tailored to construction management services
  • General liability, property, and other standard P&C lines available
  • Streamlined claims process—no disputes over which carrier is responsible
  • Coverage limits available up to $20 million
  • Minimum deductible of $5,000

Underwriting Details and Minimum Premium

The minimum premium for this program starts at $2,480, with deductibles beginning at $5,000. Underwriting focuses on the scope of services provided, project types, and prior claims history. Schinnerer brings decades of expertise in underwriting construction-related professional liability, giving you confidence in placing complex accounts.

Territories and Availability

This program is available on an admitted basis in all 50 states and Washington, DC. Whether your client operates in a single state or manages projects across multiple jurisdictions, you can access consistent coverage and underwriting support through Schinnerer.

Why Work With Victor O. Schinnerer & Company, Inc.?

As a leading Managing General Underwriter with specialized expertise in construction and design-related risks, Victor O. Schinnerer & Company, Inc. provides tailored solutions backed by CNA. You benefit from deep underwriting knowledge, responsive service, and a trusted carrier partnership—all under one roof. Schinnerer’s Construction Management Insurance program is a reliable market for agents and brokers looking to protect their clients from the complex liabilities of project oversight.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for agency construction managers acting as owner’s representatives—firms that manage construction projects without engaging in design or direct construction services.

What coverages are included in the program?

The program includes both professional liability and property & casualty coverages, all provided by CNA under a single policy structure.

Is this program available nationwide?

Yes, the program is available on an admitted basis in all 50 states and Washington, DC.

What is the minimum premium for this program?

The minimum premium starts at $2,480, with a minimum deductible of $5,000, subject to underwriting.

Who underwrites this program?

Victor O. Schinnerer & Company, Inc. underwrites the program as a Managing General Underwriter, with CNA as the carrier.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • US Territories:
    Guam, Puerto Rico, Virgin Islands
  • Provider Type:
    Managing General Underwriter
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    A
  • Commission:
    -
  • Min Premium:
    -

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LOCATION

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AGENCY LICENSING

No matter the size, specialty or complexity of your agency, Victor O. Schinnerer & Company welcomes new business submissions from all insurance agents and brokers nationwide, with few exceptions. No company appointment is necessary, unless required by your state.
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Victor O. Schinnerer & Company, Inc. has other insurance programs like Architects & Engineers Insurance.