Fire Sprinkler Contractors Insurance
This endorsed program was created in 1989, for AFSA, and continues to be the program of choice for fire sprinkler contractors nationwide. Eligible operations include system design, fabrication, installation, inspection, testing, and maintenance of water based systems. Other operations may be included as long as 51% of the operations are fire sprinkler installation, service and repair. (We do not exclude the installation of CPVC jobs.)
- Nationwide except New York and Cook County, Illinois
Fire SprinklerContractors
Business Insurance Solutions
Coverage Available
- Commercial General Liability
- Excess Liability
- Property & Inland Marine
- Commercial Auto
- Worker's Compensation- primary class code 5188 (availability varies by state)
General Liability
- $1,000,000 Per Occurrence
- $2,000,000 Aggregate
- $2,000,000 Products Aggregate*
- $100,000 Fire Damage Legal Liability
- $5,000 Med Pay
- $1,000, $2,500, $5,000, or $10,000 PD Deductible, Per Occurrence
- Subject to $100,000 minimum payroll
*Limits may vary by state. Contact your underwriter for specifics.
Special Extensions Available
- Blanket Additional Insured, full products available
- Per Job Aggregate
- Blanket Waiver of Rights
- Employers Benefits Liability
- Full Errors and Omissions Coverage
- Limited E & O for BI and PD Only
Submission Requirements
- ACORD Applications
- Supplemental Application
- Loss Runs — 5 years currently valued and details of losses over $10,000
- 2 year job list
- 5 years premium, payroll, receipts
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| States Available | AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY |
| Provider Type | Program Administrator |
| Admitted | No States |
| Carriers | Zurich NA |
| Carrier Ratings | A+ |
| Commission | Varies |
| Min Premium | $5,000 plus fees and taxes |
Coverages
Fire Sprinkler Insurance
Fire Sprinkler Contractors Insurance
Fire Sprinkler Inspection Insurance
Fire Sprinkler Installation Insurance
Fire Sprinkler Repair Insurance
Fire Sprinkler Service Insurance
Fire Sprinkler Testing Insurance
Fire Suppression Contractors Insurance
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