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Fire Equipment Contractors Insurance

Fire Equipment Contractors Insurance

RISC's Fire Equipment Select offers a specialty insurance product for fire equipment dealers, distributors, service & maintenance companies.

  • Nationwide except New York and Cook County, Illinois
Coverage Available
  • Commercial General Liability
  • Excess Liability
  • Property & Inland Marine
  • Commercial Auto

Eligible Classes for Fire Equipment Contractors Insurance

  • Fire Extinguisher Sales/Service
  • Fire Equipment Dealers/Distributors
  • Fire Equipment Manufacturers
  • Ansul Systems
  • Fire Suppression Contractors

General Liability

  • $1,000,000 Per Occurrence
  • $2,000,000 Aggregate
  • $2,000,000 Products Aggregate*
  • $100,000 Fire Damage Legal Liability
  • $5,000 Med Pay
  • $1,000, $2,500, $5,000, or $10,000 PD Deductible, Per Occurrence
  • Subject to $100,000 minimum payroll

*Limits may vary by state. Contact your underwriter for specifics.

Special Extensions Available

  • Blanket Additional Insured, full products available
  • Per Job Aggregate
  • Blanket Waiver of Rights
  • Employers Benefits Liability
  • Full Errors and Omissions Coverage
  • Limited E & O for BI and PD Only

Submission Requirements

  • ACORD Applications
  • Supplemental Application
  • Loss Runs — 5 years currently valued and details of losses over $10,000
  • 2 year job list
  • 5 years premium, payroll, receipts

States AvailableAL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY
Provider TypeProgram Administrator
AdmittedNo States
CarriersZurich NA
Carrier RatingsA+
CommissionVaries
Min Premium$5,000 plus fees and taxes



Coverages

Commercial Fire Insurance
Dwelling Fire Insurance
Fire and Water Restoration Contractors Insurance
Fire Suppression Contractors Insurance
Fire/Property Insurance
Property/Fire Suppression Contractors Program Insurance
Property-Fire Insurance


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