We have expanded PBC's BRAT program to give our producers a facility to not only write white table cloth restaurants, but Bars, Taverns, Pubs, Sports Bars, Nightclubs, Live Music Venues, Lounge & Martini Bars, and Exotic Adult Entertainment as well. This comprehensive, competitive program will offer general liability, liquor liability, hired/non-owned liability, special events liability, employee benefits E & O coverage, assault and battery, property, equipment breakdown, crime and several endorsement coverages in a package format.

We use only strong, stable carriers who give us binding authority, which means fast turn around for our producers. PBC employs a service team, including experienced in-house underwriters, dedicated exclusively to our restaurant and tavern program business.

Coverages Offered:

• General Liability

• Liquor Liability

• Hired/Non Owned Liability

• Employee Benefits E&O Coverage

• Assault & Battery

• All-Risk Property Insurance

• Boiler and Machinery

• Crime Insurance

• Blanket Additional Insured

• Excess General Liability & Liquor Liability

Territory:

Nationwide

Target Business:

• Bars, Taverns, Pubs, Sports Bars, Nightclubs, Live Music Venues, Lounges, Martini Bars, Adult Exotic Clubs

• Risk in excess $750,000 in receipts

Minimum Premium:

$3,000 - $10,000 Competitive Advantage:

• Property Extension Endorsement package offers uncommon property-related coverages for bar and restaurant establishments

• PBC is partners with 360training.com to provide its insured’s with an online training course for bartenders and/or servers. After course has been completed, certificate will follow by mail within 3-5 business days

Required Documents:

• PBC Bar & Tavern Application (Available via Web site)

• Acord Application

• 3-5 Years Loss History

Jonah Aaron Lipin

Phone: 212-338-2983

Email: jlipin@programbrokerage.com

Tom Henderson

Phone: 212-338-2946