CIS - Construction Insurance Solutions

EASY & FAST Insurance Solution for Roofing Contractors
General Liability & Umbrella Insurance

Insurance for Trade Contractors
Available Insurance Coverages: General Liability – Umbrella/Excess

visit www.norman-spencer.com to view ALL our insurance programs

At Norman-Spencer, we are continually working on new and exciting facilities to better help you serve your customers and beat the competition. The U.S. roofing industry is comprised of about 25,000 firms, the vast majority of which are small, privately held companies. The industry employs about 300,000 people; about 200,000 of them are roof mechanics - people who are involved in the application of roofs. Contractors range in size from small businesses with less than $1 million annual sales volume, to larger commercial contractors. Seventy percent perform both residential and commercial roofing work, and more than one-third have been in business for more than a quarter of a century.   Construction Insurance Solutions (CIS) is a program designed for a variety of residential and commercial artisan-type contractors, operating in states noted for Construction Defect litigation. Underwritten by a national Non-admitted XV+ carrier, the program lead lines are General Liability and Excess Liability, with property and auto also available. Program features include open distribution and availability in selected states.

• A+ rated Carrier
• Available in All States, Except HI
• Illinois, New York referral basis only
• $1,000,000 Per Occurrence
• $2,000,000 Aggregate
• $1,000,000 Products Aggregate
• $50,000 Fire Damage Legal Liability
• $5,000 Medical Expense
• $2,500 Minimum Property Damage Deductible, Per Occurrence

• Blanket Additional Insured, full products available
• Per Job Aggregate
• Blanket Waiver of Rights
• Employers Benefits Liability
• Labor Reimbursement
• Limited Worksite Pollution Liability Umbrella
• Up to $25,000,000 available – submit for a quote

• ACORD Applications
• Supplemental Application signed by Insured and Agent
• Loss Runs - 3-5 years currently valued and details of losses over $10,000
• 2-Year Job List
• Expiring declarations page and rating worksheet

• Concrete Contractors
• Drill Contractors
• Electrical Contractors
• Fire Suppression (Sprinkler) Contractors
• HVAC & Plumbing Contractors
• Land Improvement Contractors
• Landscape Contractors
• Pool Contractors
• Street, Road & Bridge Contractors
• Underground Utility

Norman-Spencer Agency offers a variety of Industry Tailored Insurance Programs.  Please check out our web-site www.norman-spencer.com to see everything we have to offer.  For a quick review of some of our other programs just click on a link below.

Pumpro – Concrete Pumpers

Crane Operations

Environmental Consultants

Hired & Non-Owned

Lawyers

Ready Mix Pro

Real Estate E&O

Marina & Boat Dealers

Sand & Gravel

Schools

Steel Erectors