CIS - Construction Insurance Solutions

EASY & FAST Insurance Solution for HVAC & Plumbing Contractors: Sheet metal, Mechanical, Air Conditioning and Plumbing Contractors Program
General Liability & Umbrella Insurance

Insurance for Trade Contractors
Available Insurance Coverages: General Liability – Umbrella/Excess

visit www.norman-spencer.com to view ALL our insurance programs

At Norman-Spencer, we are continually working on new and exciting facilities to better help you serve your customers and beat the competition. Plumbing, heating, and air-conditioning contractors in all markets, including residential and repair, make up the largest segment of the specialty contractor market in the U.S., with 84,876 contractors doing $87.4 billion in business. This includes about 17,000 contractors who do over $1 million in business. Construction Insurance Solutions (CIS) is a program designed for a variety of residential and commercial artisan-type contractors, operating in states noted for Construction Defect litigation. Underwritten by a national Non-admitted XV+ carrier, the program lead lines are General Liability and Excess Liability, with property and auto also available. Program features include open distribution and availability in selected states.

• A+ rated Carrier
• Available in All States, Except HI
• Illinois, New York referral basis only
• $1,000,000 Per Occurrence
• $2,000,000 Aggregate
• $1,000,000 Products Aggregate
• $50,000 Fire Damage Legal Liability
• $5,000 Medical Expense
• $2,500 Minimum Property Damage Deductible, Per Occurrence

• Blanket Additional Insured, full products available
• Per Job Aggregate
• Blanket Waiver of Rights
• Employers Benefits Liability
• Labor Reimbursement
• Limited Worksite Pollution Liability Umbrella
• Up to $25,000,000 available – submit for a quote

• ACORD Applications
• Supplemental Application signed by Insured and Agent
• Loss Runs - 3-5 years currently valued and details of losses over $10,000
• 2-Year Job List
• Expiring declarations page and rating worksheet

• Concrete Contractors
• Drill Contractors
• Electrical Contractors
• Fire Suppression (Sprinkler) Contractors
• Land Improvement Contractors
• Landscape Contractors
• Pool Contractors
• Roofing Contractors
• Street, Road & Bridge Contractors
• Underground Utility

Norman-Spencer Agency offers a variety of Industry Tailored Insurance Programs.  Please check out our web-site www.norman-spencer.com to see everything we have to offer.  For a quick review of some of our other programs just click on a link below.

Pumpro – Concrete Pumpers

Crane Operations

Environmental Consultants

Hired & Non-Owned

Lawyers

Ready Mix Pro

Real Estate E&O

Marina & Boat Dealers

Sand & Gravel

Schools

Steel Erectors