EXCLUSIVE FOR WHOLESALERS!!!

An EASY & FAST Insurance Solution for your Hired & Non-Owned Auto Delivery Insurance Risks

 

Sunderland Insurance Services Inc: a Norman-Spencer Company offering an insurance program exclusively for wholesalers

Don’t have one…Let US deliver YOU to one of OURS!

 

SUNDERLAND INSURANCE SERVICES INC’S HIRED & NON-OWNED AUTO DELIVERY INSURANCE PROGRAM

Hired and Non-Owned Auto Insurance for Pizza, Fast Food & Restaurant Delivery

A competitive program designed to provide Owned, Hired & Non-Owned auto insurance coverage for the hard-to-place risks that the standard markets exclude. We can provide coverage on any type of fast food or other restaurant delivery, as long as there are no time guarantees.

visit www.sunderlandins.com for more information on this program or visit www.norman-spencer.com for more information on ALL our products

 

TARGET RISKS

·         Pizza delivery

·         Fast food delivery

·         Restaurants delivering their own food

·         Services delivering food from multiple restaurants

·         Miscellaneous Owned, Hired & Non-Owned exposures

 

PROHIBITTED RISKS

·         Delivery of any type with a guaranteed timed delivery

·         Risks involving human transport (i.e., taxis, buses)

·         Risks using trucks for delivery

·         Contractors

 

 

PROGRAM FEATURES

·         Limits Available - $100,000 to $5,000,000

·         Carrier - A.M. Best “A:IX” Rated

·         Availability - All states except: CT, DE, IA, OK

 

POLICIES OFFERED

·         Standalone Coverage Excess of a Self-Insured Retention (SIR)

o        SIR is erodible by the Driver’s collectible auto insurance

o        SIR between $0 and $100,000

·         Standalone Coverage Excess of a Primary Policy

o        Insured purchases a Primary Owned, Hired & Non-Owned auto policy with limits as low as the state financial responsibility limits (available through the state's assigned risk plan). Our policy would be excess of those limits

 

REQUIREMENTS TO QUOTE

·         Completed Sunderland Food Delivery Application for Excess Commercial Auto Liability (CA AS 0117 0607)

·         Five years currently valued Hired & Non-Owned auto loss runs. If no prior insurance, a no-known loss letter on the Insured’s letterhead stating no prior coverage, and no losses

·         If owned auto coverage is needed, we will have to be excess of a primary policy in the name of the Insured

 

REQUIREMENTS TO BIND

 

·         Signed and Dated Food Delivery Application for Excess Commercial Auto Liability (CA AS 0117 0607)

·         Signed and Dated Special Restrictions for the Operation of Automobiles (CA AS 0111 0908) if applicable

·         Signed and Dated Additional Self-Insured Retention Provisions (CA AS 0097) if policy is excess of a SIR

·         Copy of underlying Declarations page or binder if policy is excess of a primary policy (Must show effective date, Named Insured, limits and type of coverage)

·         Tax/Fee Acknowledgment (if risk is outside California); D-1 if risk is in California

FILING REQUIREMENT

 Sunderland will handle the filings if the risk is located in California. If the risk is outside of California, it is the responsibility of the Producer to collect and file the surplus lines taxes and fees

CONTACT US TODAY!

Holly Belknap at 925.942.4020 x102 or Holly@Sunderlandins.com
Laura Pedersen at 925.942.4020 x101 or Laura@Sunderlandins.com

 

*Terms and coverages subject to change without notice.

 

Norman-Spencer Agency offers a variety of Industry Tailored Insurance Programs.  Please check out our web-site www.norman-spencer.com to see everything we have to offer.  For a quick review of some of our other programs just click on a link below.

 

ADDITIONAL NORMAN-SPENCER PROGRAMS

Pumpro – Concrete Pumpers

Crane Operations

Environmental Consultants

Hired & Non-Owned

Lawyers

Ready Mix Pro

Real Estate E&O

Marina & Boat Dealers

Sand & Gravel

Schools

Steel Erectors