EXCLUSIVE FOR WHOLESALERS!!!

An EASY & FAST Insurance Solution for your Hired & Non-Owned Auto Insurance Risks

 

Sunderland Insurance Services Inc: a Norman-Spencer Company offering an insurance program exclusively for wholesalers

Don’t have one…Let US deliver YOU to one of OURS!

 

SUNDERLAND INSURANCE SERVICES INC’S HIRED & NON-OWNED AUTO INSURANCE PROGRAM

Hired and Non-Owned Auto Insurance for Courier Services

Available Insurance Coverages: standalone Owned, Hired & Non-Owned auto coverage on various courier service — everything from auto parts stores to companies that offer multiple restaurant delivery services

visit www.sunderlandins.com for more information on this program or visit www.norman-spencer.com for more information on ALL our products

 

* * Couriers must have a standard route, delivery receipts or driver cost in order to be eligible for the program * *

 

TARGET RISKS

 

·         Courier Services (Packages, Auto Parts, Misc.)

·         Multiple Restaurant Delivery

·         Bank Couriers

·         Newspaper Drop Box/Magazine Stand Delivery

 

PROHIBITTED RISKS

 

·         Delivery of any type with a guaranteed timed delivery

·         Risks using trucks (other than pickup trucks) for delivery

·         On-demand-type courier services

 

 

PROGRAM FEATURES

·         Limits Available - $100,000 to $5,000,000

·         Carrier - A.M. Best “A:IX” Rated

·         Availability - All states except: CT, DE, IA, OK

 

POLICIES OFFERED

·         Standalone Coverage Excess of a Self-Insured Retention (SIR)

o        SIR is erodible by the Driver’s collectible auto insurance

o        SIR between $0 and $100,000

·         Standalone Coverage Excess of a Primary Policy

o        Insured purchases a Primary Owned, Hired & Non-Owned auto policy with limits as low as the state financial responsibility limits (available through the state's assigned risk plan). Our policy would be excess of those limits

 

REQUIREMENTS TO QUOTE

 

·         Completed Sunderland Application for Excess Commercial Auto Liability(CA AS 0116 0607)

·         Current MVRs on ALL drivers

·         Five years currently valued Owned, Hired & Non-Owned auto loss runs. If no prior insurance, a no-known loss letter on the Insured’s letterhead stating no prior coverage, and no losses

·         Copy of Independent Contractors contract if drivers are not employees

 

REQUIREMENTS TO BIND

 

·         Signed and dated Application for Excess Commercial Auto Liability (CA AS 0116 0607)

·         Copy of underlying Declarations page or binder from the underlying carrier (Must show: named insured, effective/expiration date, limits, and type of coverage)

·         Tax/Fee Acknowledgement (if risk is outside of California); D-1 if risk is in California

·         Signed and dated Additional Self-Insured Retention Provisions (CA AS 0097) if policy is excess of a SIR

 

FILING REQUIREMENT

 Sunderland will handle the filings if the risk is located in California. If the risk is outside of California, it is the responsibility of the Producer to collect and file the surplus lines taxes and fees

CONTACT US TODAY!

Holly Belknap at 925.942.4020 x102 or Holly@Sunderlandins.com
Laura Pedersen at 925.942.4020 x101 or Laura@Sunderlandins.com

 

*Terms and coverages subject to change without notice.

 

Norman-Spencer Agency offers a variety of Industry Tailored Insurance Programs.  Please check out our web-site www.norman-spencer.com to see everything we have to offer.  For a quick review of some of our other programs just click on a link below.

 

ADDITIONAL NORMAN-SPENCER PROGRAMS

Pumpro – Concrete Pumpers

Crane Operations

Environmental Consultants

Hired & Non-Owned

Lawyers

Ready Mix Pro

Real Estate E&O

Marina & Boat Dealers

Sand & Gravel

Schools

Steel Erectors