CRANE & RIGGING INSURANCE PROGRAM
Norman-Spencer Agency Crane & Rigging Insurance Program
This specialized insurance program is designed exclusively for crane operators, riggers, and construction service contractors. Through our JC Stevens division, Norman-Spencer acts as program underwriter, manager, and administrator, providing you with tailored coverage options to meet the unique risks your crane and rigging clients face.
Lines of Coverage: General Liability - Auto - Inland Marine – Umbrella
Ideal Accounts and Target Classes
This program is designed for a wide range of crane and rigging industry professionals, including:
- Crane operators (with or without operators)
- Steel erection contractors and millwrights
- Crane equipment rental businesses
- Cranes with boom and overload coverage
- Tower crane and TV/radio tower contractors
- Waste haulers, heavy equipment operators, and well drilling contractors
- Motor truck cargo and builder’s risk classes
If you have clients in construction who operate mobile cranes or rent out boom trucks and equipment, this program may be a perfect fit. We can accommodate incidental exposures and provide "on-hook" and over-the-road coverage.
Coverage Highlights and Program Advantages
Key features of our Crane & Rigging program include:
General Liability
- Minimum premium of $5,000
- Mobile equipment coverage under GL
- Separate auto policy available for ID cards and filings
- On-Hook coverage and auto filings
- Blanket Additional Insureds and Waiver of Subrogation
- Primary and Non-Contributory wording
- Man-basket and incidental exposure coverage
- Umbrella and excess limits up to $5M
- Stop gap coverage for monopolistic states
- Per project aggregate and contract reviews available
Inland Marine
- Minimum premium of $1,000
- Physical damage coverage for boom trucks and equipment
- Includes overload and boom collapse
- Leased and rented equipment coverage
- Bailees and riggers liability
- Motor truck cargo and property coverage
- Automatic enhancements: tools, rental reimbursement, crane attachments, substitute equipment, and newly acquired equipment
Underwriting Requirements
- Completed Markel Supplemental
- Experience form and MVRs for each driver/operator
- ACORD forms for all requested lines
- Details on each piece of equipment: year, make, model, and value
- Contract agreement/work ticket, if applicable
- 3–5 years of loss runs
Territories and Availability
This program is available in all 50 states and Washington, DC. We offer access to all available markets, including both admitted and non-admitted carriers.
Why Partner With Norman-Spencer
Norman-Spencer has more than 15 years of experience writing crane and rigging accounts, both with and without operators. As program administrators and underwriters, we understand the unique risks and exposures in the crane and construction service sectors. We write business for retail agents and are committed to helping you get deals done quickly and efficiently—including same-day quoting, binding, and issuance.
Submissions can be faxed to 215.368.6023 or emailed to [email protected].
We can quote, bind and issue policies SAME DAY!
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for crane operators, steel erection contractors, millwrights, equipment rental businesses, and other construction-related firms that use or manage crane and rigging operations.
Can I get coverage for equipment that is rented or leased?
Yes, the Inland Marine portion of the program includes coverage for leased and rented equipment, as well as physical damage protection and riggers liability.
Are same-day quotes and binds available?
Yes, Norman-Spencer can quote, bind, and issue policies the same day, provided all required submission documents are received and complete.
What states is this program available in?
The Crane & Rigging Insurance Program is available in all 50 states and Washington, DC.
Does the program offer umbrella or excess liability options?
Yes, umbrella and excess liability coverage is available up to $5 million, with flexible structuring to meet your clients' needs.
Need help placing an account? Connect with a market specialist.