Overview of the Program From Norman-Spencer Agency
Norman-Spencer Agency, Inc. offers a comprehensive insurance solution tailored specifically for the concrete industry, including ready mix operations and concrete pumping businesses. With over three decades of experience and a deep understanding of the unique risks in this niche, their Pumpro & Ready Mix Insurance Program is designed to protect your clients’ assets, equipment, and operations.
Ideal Accounts and Appetite
This program is a strong fit for businesses involved in:
- Ready mix concrete delivery
- Concrete pumping services
- Contractors using concrete placement equipment
- Firms with leased or owned mobile machinery and jobsite tools
Whether your client operates a regional concrete pumping service or a fleet of ready mix trucks, this program is designed to address the risks they face daily—like equipment breakdowns, property loss, and jobsite liability.
Coverage Highlights and Advantages
The Pumpro & Ready Mix Insurance Program offers a wide range of coverages designed to safeguard every part of your client’s operation:
- Auto Liability & Physical Damage
- General Liability
- Property Coverage – Building & Contents
- Business Income Protection
- Contractor’s Equipment and Tools
- Leased/Rented Equipment
- Inland Marine
- Workers’ Compensation
- Umbrella & Excess Liability
- Rental Reimbursement
Key program features include:
- A.M. Best “A” Rated Carrier
- Industry-specific loss control
- Nationwide availability
- Local claims service
- Quick quote turnaround
Underwriting Notes and Minimum Premiums
Norman-Spencer works with a variety of markets, allowing for underwriting flexibility across small to mid-sized operations. While specific minimum premiums may vary, they offer competitive pricing across all available markets. Submissions are reviewed promptly to ensure fast turnaround times for agents and brokers.
Territories and Availability
This program is available nationwide, including all 50 states and Washington, D.C. Agents across the U.S. can confidently place concrete industry accounts with Norman-Spencer regardless of location.
Why Work With Norman-Spencer?
Norman-Spencer Agency is a proven leader in industry-specific insurance solutions, offering specialized programs for concrete, construction, environmental, marine, and more. Their dedicated team understands the challenges of your clients’ industries and supports brokers with strong carrier relationships, custom coverage options, and responsive service.
Visit www.norman-spencer.com to explore all available programs, or view more concrete-specific solutions through the links below.
INDUSTRY-SPECIFIC INSURANCE PROGRAMS
Pumpro – Concrete Pumpers
Crane Operations
Environmental Consultants
Hired & Non-Owned
Lawyers
Ready Mix Pro
Real Estate E&O
Marina & Boat Dealers
Sand & Gravel
Schools
Steel Erectors
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for ready mix concrete companies, concrete pumping operations, and contractors with heavy equipment and jobsite exposure.
Is the program available nationwide?
Yes, the program is available in all 50 states and Washington, D.C.
What lines of coverage are included?
Coverages include general liability, auto, property, contractor’s equipment, inland marine, workers’ compensation, excess liability, and more.
How quickly can I get a quote?
Norman-Spencer offers quick quote turnaround, depending on submission completeness and account complexity.
Do you work with admitted or non-admitted carriers?
The program accesses all available markets and works with multiple carriers to find the best fit for each account.
Need help placing an account? Connect with a market specialist.