Concrete Pumper Workers Compensation Insurance

Concrete Industry Insurance - Concrete Pumper Workers Compensation Insurance

Norman-Spencer Agency, Inc. has specialized in insurance solutions for the concrete industry since 1989. Our dedicated Concrete Pumper Workers Compensation Insurance program, part of the broader PUMPRO initiative, is designed specifically for concrete pumping contractors and businesses across the U.S. With decades of experience and the endorsement of the American Concrete Pumping Association (ACPA) for over 20 years, Norman-Spencer understands the unique risks and operational challenges of concrete pumpers.

This comprehensive program provides insurance agents and brokers with access to competitive markets and tailored coverages for their concrete pumping clients. We currently insure over 250 concrete pumping companies nationwide, offering coverage through an A.M. Best “A+” rated carrier.

• Concrete pumping contractors (including boom pumps and line pumps)
• Companies with fleets of specialized equipment and mobile units
• Firms that lease or rent equipment or operate in multiple states

You might have a client who operates a regional concrete pumping business with a mix of owned and leased units, or one that frequently works on commercial construction projects—this program is built to support those types of accounts.

Available Coverages:

• Workers' Compensation with Blanket Waiver of Subrogation
• General Liability: $5M aggregate, per project aggregate, no residential exclusions
• Commercial Auto: includes state-specific filings
• Inland Marine/Property: covers contractor's equipment, tools, installation floater, rental reimbursement, and more
• Umbrella Limits: up to $20 million available

The program also includes no deductible on General Liability, quick quote turnaround, and claims adjusters who specialize in concrete industry claims. Notably, there are no exclusions for boom overload or collapse, and waterborne coverage is available—important protections for concrete pumpers working in dynamic environments.

Norman-Spencer offers fast turnaround on quotes and works with agents to tailor solutions based on the size and scope of each operation. Minimum premium requirements vary based on the risk profile and state, and agents are encouraged to submit full applications for accurate pricing.

This program is available in all 50 states and Washington, D.C., giving agents national reach with a single, trusted market. Whether your client operates locally or regionally across state lines, we can help you place coverage efficiently.

Norman-Spencer Agency, Inc. is a trusted leader in niche construction insurance programs. Our long-standing focus on the concrete pumping industry, relationships with multiple carriers, and commitment to efficient, knowledgeable service make us an ideal partner for agents looking to place specialized risks. With industry-specific claims handling and loss control, you can provide your clients with true risk management support—not just a policy.

Explore more of our tailored insurance programs at www.norman-spencer.com.