COVERAGE COMPONENTS

Network Security & Privacy Insurance - Including coverage for both online and offline information, virus attacks, denial of service, and failure to prevent transmission of malicious code. Also extends coverage for defense costs and fines/penalties for violations of privacy regulations including but not limited to HIPAA, Red Flag Rules, and the new Hi-Tech act. 

POLICY HIGHLIGHTS

• Worldwide coverage - claims can be brought outside of the U.S.
• Property Damage exclusion does not include electronic data
• Final Adjudication language for Defense for allegations of fraud or intentional wrongdoing
• Coverage continues through bankruptcy
• Commercial and Corporate confidential information is covered
• Data in the custody of outsourcers or independent contractors is also covered
• Acts committed by rogue employees are covered, as well as privacy claims from employees
• Multimedia Coverage includes liability assumed under contract.
• Network Asset Protection Coverage is triggered by both accidental and intentional damage/loss/interruptions.
• Extended Reporting Period is available up to 3 years, but additional coverage may be available upon request

 
ELIGIBLE CLASSES INCLUDE

• Healthcare including Hospitals, Medical Groups, etc. 
• e-commerce
• Brick & Mortar Retailers
• Education
• Auto Dealerships
• Utilities
• Staffing
• Associations
• Municipalities
• Financial
• Insurance Agents ... and more!