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Employment Practices Liability Insurance

Employment Practices Liability Insurance
Employment Practices Liability
(Claims Made)

Provides liability insurance protection for the business entity and/or its directors, officers and employees for allegations, administrative proceedings and suits relating to:

Wrongful dismissal, discharge or termination of employment
Employment-related misrepresentation
Violation of employment discrimination laws
Sexual and other harassment
Wrongful failure to hire or grant tenure
Negligent evaluation
Retaliation
Invasion of privacy
Employment-related defamation, infliction of emotional distress
Limits Available:

$100,000 to $2,000,000
$  25,000 sublimit coverage for Illegal Alien Defense included for most risks

Minimum SIR:

$2,500

Minimum Premium:

$1,750
Special Features:



Bullet• Full prior acts coverage for most risks
Bullet• Punitive damages included where lawful
Bullet• Full continuity of coverage available
Bullet• Defense outside the limits for 15% AP available, up to $1M limit
Bullet• Defense of Wage and Hour claims included
Bullet• NAS HReSource™ available with unlimited access to HR Consultants
Bullet
Target Classes: Agriculture and/or nurseries, contractors, food/kindred products, medical related risks, and real estate related risks.
Ineligible Classes:


Auto dealers, educational services, entertainment risks, franchise restaurants, hotels, law firms, religious facilities, sports clubs, temporary agency.

Ineligible for 3rd Party:

Daycare, banks, schools, country clubs, health clubs, publishing, security

Ineligible Territories:
Alabama, Alaska, Connecticut, Illinois, Maine, New Hampshire, New York, Rhode Island.


States AvailableAZ, AR, CA, CO, DE, FL, GA, HI, ID, IN, IA, KS, KY, LA, MD, MA, MI, MN, MS, MO, MT, NE, NV, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY
Provider TypeManaging General Underwriter and Excess & Surplus Lines Broker
Admitted0
CarriersLloyd's, London
Carrier RatingsA.M. Best "A" rated
Commissionup to 20%
Min Premium



Coverages

Accountants EPLi Insurance
Accounting, Audit and Bookkeeping Insurance
Accounting, CPA and Tax Preparation Insurance
Agriculture Haulers Insurance
Associations EPLi Insurance
Attorneys EPLi Insurance
Auto Repair EPLi Insurance
Automobile Physical Damage (Kits/Replicas/Custom Cars) Insurance
Aviation/Agriculture Insurance
Design and Construction Industry Professionals EPLi Insurance
Educators Legal Liability including EPLi Insurance
Entertainers and Entertainment Groups Insurance
Entertainment Insurance
Entertainment / Special Events Insurance
Entertainment Wrap Ups Insurance
Entertainment/Recreation Insurance
EPLI Insurance
EPLI/Auto Repair Insurance
EPLI/Franchised New Auto Dealers Insurance
Family Entertainment Centers Insurance
Franchise Groups/Retail and Service EPLi Insurance
Franchised New Auto Dealers EPLi Insurance
Gaming/Entertainment Business Insurance
Harassment (EPLI) Insurance
Hard to Place EPLi Insurance
Homeowners Association/Recreation/Entertainment Insurance
Hospitality Industry EPLi Insurance
Lawyers EPLi Insurance
Live Entertainment Insurance
Municipalities EPLi Insurance
Nonprofit EPLi Insurance
PEO Groups EPLi Insurance
PEO/Employee Leasing EPLi Insurance
Professional Groups EPLi Insurance
Professional Liability and EPLI Insurance
Public Entities EPLi Insurance
Public Officials Employee Liability and EPLi Insurance
Recreation/Entertainment Insurance
Replicars Insurance
Replicas (Auto) Insurance
Sexual Harassment (EPLI) Insurance
Special Events / Entertainment Insurance
Trade Groups and Organizations EPLi Insurance
Wrongful Discharge, Discrimination Legal Expense (EPLI) Insurance


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