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Abuse/Molestation Legal Expense and Loss Reimbursement Insurance

Abuse/Molestation Legal Expense and Loss Reimbursement Insurance
Abuse/Molestation Insurance
(Claims Made)

Eligibility: Organizations with clients under their care, custody or control including, but not limited to, the following:

Bullet Camps Bullet
Bullet Churches Bullet Schools
Bullet Community Theater/Arts Programs Bullet School Bus Companies
Bullet Mental Health Services Bullet Tutoring Services



Limits Available: Up to $250,000 each claim/$500,000 aggregate for reimbursement of Legal Expense and Loss (higher limits available for reimbursement of Legal Expense only).

Special Features: Bullet Free selection of defense counsel
Bullet First party coverage
Bullet Prior acts coverage available for Legal Expense coverage only
Bullet Waiver of co-insurance upon selection of panel counsel (available for legal and loss)
Bullet Coverage for directors, trustees, officers or other employees or volunteers (when entity is also named as a party defendant)

Minimum Premium:

$2,500

Minimum Deductible:

$2,500

Ineligible Classes: Catholic Organizations, International Travel/Student Exchange Programs


Ineligible Territories: Available in all states (Note: legal expense is ineligible in the state of New York)
Up to $250,000 each claim/$500,000 aggregate for reimbursement of Legal Expense and Loss (higher limits available for reimbursement of Legal Expense only).

• Free selection of defense counsel $2,500

$2,500

Catholic Organizations, International Travel/Student Exchange Programs
States AvailableAL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY
Provider TypeManaging General Underwriter and Excess & Surplus Lines Broker
AdmittedNo States
CarriersLloyd's, London and other highly rated carriers
Carrier RatingsA.M. Best "A" rated carriers
CommissionUp to 20%
Min Premium$2,500



Coverages

Abuse and Molestation Insurance
Abuse and Molestation Educational Institutions Insurance
Abuse and Molestation Legal Expense Insurance
Abuse and Sexual Misconduct Insurance
Abuse Coverage School Program Insurance
Abuse Molestation Human Service Providers Program Insurance
Abuse Shelters Insurance
Alcohol and Substance Abuse/Mental Health Plus Insurance
Battered or Abused Women Counseling Professional Liability Insurance
Child Abuse Insurance
Child Abuse Protection (Sexual and Physical) Childcare Choice Insurance
Child Abuse Protection/Headstart Program Insurance
Child Abuse/Child Welfare Insurance
Child Abuse-Negligent Hiring/Child Welfare Insurance
Child Abuse-Negligent Supervision/Child Welfare Insurance
Child Care Centers Abuse and Molestation Coverage Insurance
Day Care Centers Abuse and Molestation Insurance
Day Care Including Molestation Insurance
Day Care/Sexual Molestation Insurance
Drug and Alcohol Abuse Centers/Excess and Surplus Insurance
Molestation Liability Insurance
Nursing Homes Sexual Abuse/Molestation Liability Insurance
Physical Abuse or Sexual Misconduct defense coverage/Home Health Care Insurance
Sexual Abuse and Molestation (sports related) Insurance
Sexual Abuse and Molestation/SchoolProUSA Program Insurance
Sexual Abuse Coverage/In Home Daycare Insurance
Sexual Abuse Liability/Nonprofit Umbrella-Health and Education Insurance
Sexual Abuse/Child Care Center Program Insurance
Sexual Abuse/Molestation Liability Insurance
Sexual Abuse/SchoolProUSA Program Insurance
Sexual and Physical Abuse/Developmentally Disabled Insurance
Sexual and Physical Abuse/Mental Health Insurance
Sexual and Physical Abuse/Social Serivce Programs Insurance
Sexual and/or Physical Abuse Coverage Insurance
Sexual Molestation/ Churches Insurance
Sexual Molestation/Child Welfare Insurance
Sexual Molestation-Negligent Hiring/Child Welfare Insurance
Sexual Molestation-Negligent Supervision/Child Welfare Insurance
Social Service Agencies Abuse Insurance
Social Services Sexual Abuse/Molestation Liability Insurance
Spousal and Child Abuse Centers/Excess and Surplus Insurance
Substance Abuse Centers Insurance
Substance abuse clinics (outpatient) Insurance
Substance Abuse Consultants Insurance
Substance Abuse Consultants Professional Liability Insurance
Substance Abuse Hospitals Insurance


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