McGowan Program Administrators
Hospitality Umbrella Insurance
Eligible Classes:
Apartments
Hotels / Motels
Light Industrial
Office Buildings
Office Condominiums
Shopping Centers
Strip Malls
Timeshares
Warehouses
Products: Umbrella
Limits: $1MM to $100MM
Required Underlying Rating: B++ / VI Or Better
Special Features:
Defense Costs Outside the Limits
No Shared Limits—Each Insured Receives its Own Policy & Policy Number
No Exclusion for Real Estate Manager
Aggregates Per Location
Available “Follow Form” Coverages:
Automobile Liability
Employers Liability
Employee Benefits Liability
Liquor Liability
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| States Available | AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY |
| Provider Type | Managing General Underwriter |
| Admitted | All Available States |
| Carriers | Varies |
| Carrier Ratings | “A” Rated Carriers |
| Commission | |
| Min Premium | |