McGowan Program Administrators
Restaurant Umbrella Insurance
Eligible Classes:
Sit-Down Restaurants
Family Style Restaurants
Fine Dining Restaurants
Take Out Restaurants
Private Dining Clubs
Franchise Restaurants
Fast Food Restaurants
Cafeterias
Institutional Food Services
Caterers
Products: Umbrella
Limits: $1MM to $25MM
Required Underlying Rating: A- / VI
Special Features: No Shared Limits—Each Insured Receives its Own Policy & Policy Number Aggregates Per Location
Available “Follow Form” Coverages:
General Liability
Automobile Liability
Employers Liability
Employee Benefits Liability
Liquor Liability |
| States Available | AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY |
| Provider Type | Managing General Underwriter |
| Admitted | All Available States |
| Carriers | Varies |
| Carrier Ratings | “A” Rated Carriers |
| Commission | |
| Min Premium | |