Professional Liability Insurance Solutions from The McGowan Companies
The McGowan Companies, through McGowan, Donnelly & Oberheu, LLC, offers a robust Professional Liability Insurance program tailored to help insurance agents and brokers secure coverage for a wide range of professional service providers. As a trusted wholesale broker, we provide access to competitive and comprehensive E&O and professional liability solutions across multiple industries, helping you meet the diverse needs of your clients.
Ideal Accounts and Appetite
Our Professional Liability Insurance program is designed for a broad spectrum of professional classes. Targeted industries include:
- Accounting firms, including solo CPAs and multi-partner firms
- Architects and engineering firms of various sizes
- Law firms seeking tailored malpractice coverage
- Medical professionals and healthcare-related service providers
- Environmental consultants and contractors needing pollution liability
- Real estate professionals, including brokers and appraisers
- Insurance agents and brokers looking for E&O coverage
- Media and advertising professionals with intellectual property exposures
- Financial service providers, including investment advisors
- Miscellaneous professional services not otherwise classified
If you have a client offering professional services with liability exposure from errors, omissions, or performance failures, this program can help you place that business.
Coverage Highlights and Advantages
- Primary and excess limits available to meet varying risk profiles
- Access to a wide range of carriers (varies by class and jurisdiction)
- Coverage tailored to each profession’s unique exposures
- Optional endorsements and extensions available depending on class
Whether your client is a solo architect needing basic E&O protection or a regional law firm requiring layered excess coverage, we can help you secure the right policy structure.
Underwriting Notes and Minimum Premiums
Underwriting is flexible across a broad appetite, though accounts should demonstrate professional licensing, sound risk management practices, and minimal prior claims activity. While minimum premiums vary by class and carrier, we work with you to find options that balance cost and coverage effectively.
Territories and Availability
Our Professional Liability Insurance program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Most offerings are admitted in these states, though availability may vary by class and carrier.
Why Work With The McGowan Companies
The McGowan Companies bring decades of experience and specialized underwriting knowledge across professional liability lines. As a wholesale broker, we provide agents and brokers with the tools and market access needed to place difficult or specialty risks with confidence. Our dedicated team will assist you throughout the quoting and binding process to help you deliver strong solutions to your insureds.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for professional service providers such as accountants, architects, lawyers, medical professionals, insurance agents, and real estate brokers.
Are both primary and excess limits available?
Yes, we offer both primary and excess liability coverage to meet varying client needs.
Which states is this program available in?
This program is available in most U.S. states, including CA, TX, FL, NY, and many others. Please contact us for specific state availability.
Can this program cover environmental or pollution liability?
Yes, environmental and pollution liability coverage is available for qualifying accounts within our appetite.
Do you offer admitted products?
Yes, admitted products are available in most states, depending on class and carrier.
Need help placing an account? Connect with a market specialist.