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Community Associations Umbrella Insurance

Community Associations Umbrella Insurance
McGowan Program Administrators
Community Associations Umbrella Insurance

Eligible Classes:
Condominium Associations
Homeowners Associations (HOAs)
Planned Unit Developments (PUDs)
Townhome Associations
Property Owners Associations
Cooperatives
Master Associations 
Products:  Umbrella
 
Limits:  $1MM—$100MM
  
Required Underlying Rating:  A- / VII (Exceptions Can Be Made)
 
Special Features:  
Defense Costs Outside the Limits
No Shared Limits—Each Insured Receives its Own Policy & Policy Number
No Exclusion for Real Estate Manager
Aggregates Per Location             
 
Available “Follow Form” Coverages:    
Directors & Officers (Including Employment Practices Liability)
Automobile Liability
Employers Liability
States AvailableAL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY
Provider TypeManaging General Underwriter
AdmittedAll Available States
CarriersVaries
Carrier Ratings“A” Rated Carriers
Commission
Min Premium



Coverages

Condominium and Townhome Insurance
Condominium Umbrella / Equipment Breakdown Insurance
Condominium Unit Owners Program Insurance
Condominium/Townhouses/Homeowners Umbrella Insurance
Condominiums Insurance
Condominiums (Coastal) Insurance
Condominiums (Commercial and Residential) Insurance
Condominiums and Cooperatives Insurance
Condominiums Umbrella Liability Insurance
Condominiums/Apartments Insurance
Condos/Townhouses/Homeowners Associations Insurance
Condo-tels Insurance
Cooperatives Umbrella Liability Insurance
Co-Ops Insurance
Planned Community Association Insurance
Planned Unit Development Insurance
Planned Unit Developments Umbrella / Equipment Bre Insurance
Property Owners and Property Managers Insurance
Property Owners Association Insurance
Property Owners Assocs Umbrella / Equipment Break Insurance
Property Owners: Shopping Centers Insurance
Townhouses Umbrella / Equipment Breakdown Insurance
Umbrella (Commercial) Insurance
Umbrella (Lessor Risks) Insurance
Umbrella and Excess Liability Insurance
Umbrella and Excess Liability Program Insurance
Umbrella and Excess Products Insurance
Umbrella Liability Insurance
Umbrella Liability (Commercial) Insurance
Umbrella Liability/Residential Real Estate Insurance
Umbrella Programs Insurance
Umbrella/Excess Insurance
Umbrellas Insurance


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