2 Day turnaround on Quotes!
- Protection class 9 and 10 considered
- Flexible programs available for both Owner Occupied and Inkeeper/Manager programs
- Owner occupied covers both personal property and business personal property
- Underwriter has full in-house binding authority on any risk valued less than $3 mill TIV, gives flexibility to quote, bind and issue in One Day if necessary.
- Liability Limits up to $1,000,000
- Med Pay limits up to $10,000
- Owner Occupied risks also come with Loss of Use coverage
- Scheduling of Personal Property (Fine Arts, Furs, Jewelry, Guns) available
- Risks 50 years of age and newer updated withing last 20 years written on Replacement Cost basis
- Risks 50 years of age and older are written on Functional Replacement Cost basis
- Can also consider Vacation Rentals
- Can write operations open a minimum of 12 consecutive weeks or more if risk is unoccupied remainder of time, must be winterized
- Personal Injury Protection available
- Restaurant Liability available
- Host liquor liability available
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| States Available | AL, AZ, AR, CO, CT, DE, GA, HI, ID, IN, KS, LA, ME, MD, MI, MS, MO, MT, NE, NJ, NM, NY, NC, OH, OK, OR, SC, SD, TN, TX, UT, VA, WA, WY |
| Provider Type | General Agency |
| Admitted | No States |
| Carriers | |
| Carrier Ratings | A rated carrier |
| Commission | 8% |
| Min Premium | |