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King Support Systems Insurance Services
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King Support Systems Insurance Services
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Mobile Home Insurance

King Support Systems Insurance Services — Mobile Home Insurance

King Support Systems Insurance Services offers a targeted Mobile Home Insurance program designed for independent agents placing seasonal and primary mobile-home exposures in California and Arizona. This program pairs straightforward online quoting with flexible billing and several optional endorsements to help you fit accounts that need dwelling and liability protection tailored to manufactured and mobile residences.
Program Highlights
  • Online web rater for fast quotes and submissions
  • Direct bill with payment plan options to improve bind rates
  • Commission structure listed with this program (as shown in panel)
Coverage Highlights
  • Dwelling limits available from $20,000 to $300,000
  • 120% extended replacement cost option
  • Liability limits available up to $500,000
  • Protection class 9/10 eligible
  • Seasonal occupancy and occasional rental exposures considered
  • Vacant program available with DPI - VMM included
Optional Coverages
  • Flood coverage available
  • Builder's Risk (Certificate of Coverage) available for permitted rebuilds
  • Earthquake endorsement available where offered
Ideal Accounts & Appetite This program is aimed at owner-occupied and seasonal mobile/manufactured homes that meet basic habitability standards and are located in standard protection class areas (9/10). It fits:
  • Single-wide and double-wide owner-occupied mobile homes
  • Seasonal vacation homes with occasional rental use
  • Homes where extended replacement cost or higher liability limits are desired
Accounts that typically require specialized risk placement — for example structurally unsafe units, continuous commercial rentals, or properties with unpermitted modifications — should be submitted for underwriting review before quoting.
Underwriting Notes
  • Submit accurate construction details and any recent updates or repairs to speed approval.
  • Seasonal and occasional rental use is acceptable; notify underwriting of any frequent rental activity.
  • Vacant exposures have a dedicated DPI/VMM option — check appetite and documentation requirements with underwriting.
Territory & Availability This Mobile Home Insurance program is available to agents writing business in California and Arizona. Carriers and admitted status may vary by state and account — contact King Support Systems Insurance Services underwriting for carrier-specific placement details.
Why Place This Business Through King Support Systems Insurance Services As an MGA focused on niche dwelling risks, King Support Systems provides agents with an efficient online rater, flexible billing, and optional coverages tailored to mobile-home exposures. The program is designed to simplify binding while offering replacement-cost options and higher liability limits for clients who need them.
Example Accounts
  • An owner-occupied double-wide in a CA coastal park seeking 120% extended replacement and $300,000 dwelling limit.
  • A seasonal Arizona mobile home used by the owner several months per year with occasional short-term rentals — agent uses the web rater and selects liability upgrade and flood endorsement.
For submission guidelines, payment plan options, or carrier appetite questions, use the online web rater or contact King Support Systems Insurance Services underwriting for state-specific guidance.

Frequently Asked Questions

What types of mobile homes are a good fit for this program?

This program is best for owner-occupied and seasonal manufactured homes (single- or double-wide) in standard protection class areas. Occasional rental use is accepted; frequent or commercial rentals should be disclosed to underwriting.

Which states are eligible?

Coverage through this storefront is written for accounts in California and Arizona. Carrier availability and admitted status can vary by state and account — consult underwriting when in doubt.

Can I add flood or earthquake coverage?

Yes. Flood and earthquake endorsements are offered as optional coverages where available. Add these when the exposure warrants it and confirm availability for the specific property location.

How do I submit and bind business?

Use the program's online web rater for quotes and submissions. The program supports direct bill and payment-plan options; contact underwriting or the MGA for submission documents and any required inspections or photos.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    "A" Rated
  • Commission:
    15 %
  • Min Premium:
    -

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CONTACT INFORMATION

LOCATION

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King Support Systems Insurance Services has other insurance programs like Commercial Umbrella Insurance.