King Support Systems Insurance Services

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King Support Systems Insurance Services

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Insurance Agents and Brokers Professional Liability Insurance

King Support Systems Insurance Services offers a targeted Insurance Agents & Brokers Professional Liability (E&O) program built for small to mid-sized retail agencies and brokerages. Available across AZ, CA, NV, OR, and WA, the program provides both admitted and non-admitted solutions to help protect insurance professionals from errors and omissions exposures.

The program is designed for newly formed agencies, established P&C practitioners with under $10 million in gross written premium, MGAs/wholesalers, and independent contractors who need straightforward, market-accessible E&O protection.

Admitted & Non-Admitted Markets

Target Classes

Property & Casualty Insurance Agents
Agencies with under $10M in Gross Written Premium
Wholesalers and Managing General Agents (MGAs)
Independent Insurance Contractors

Available Coverages

First Dollar Defense
Defense Costs Outside the Limit
Carrier Insolvency Coverage (B+ or better)
Limits from $1 million up to $5 million (Primary & Excess)
Prior Acts Coverage for Qualified Applicants

Minimum Premium

$1,450

Minimum Deductible

$2,500

Excluded Classes

100% Life/Health Insurance Agents
Third Party Administrators (TPAs)

This program is a practical option for retail agents and brokers who need responsive underwriting and market access for typical agency E&O exposures. King Support Systems acts as a Managing General Agency and Excess & Surplus Lines broker, leveraging broad carrier relationships to place accounts that may not fit standard admitted markets or that require surplus markets or higher limits.

Typical scenarios you can place through this program include:

Newly licensed P&C agent opening an independent agency who needs primary E&O and guidance on limits and prior acts.
An established MGA or wholesale broker with moderate premium volume seeking excess or higher-limit solutions and carrier insolvency protection.

Underwriting focuses on agency size, product mix, loss history, and controls (E&O controls, client disclosures, and contract language). Prior acts coverage can be considered for qualified applicants after review.

States Available: AZ, CA, NV, OR, WA
Admitted Status: Most Available States (admitted and surplus options)
Carrier Access: Various markets through admitted and non-admitted carriers

Why Work With King Support Systems Insurance Services?
King Support Systems brings specialized expertise placing E&O for insurance professionals across the western U.S. Their strengths include broad market access, flexible admitted and surplus solutions, and underwriting experience with agency and wholesale distribution models. For agents and brokers, that means practical placement options, efficient submission handling, and tailored solutions to match each client’s size and risk profile.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for P&C insurance agents, MGAs, wholesalers, and independent contractors with less than $10M in gross written premium.

Is prior acts coverage available?

Yes, prior acts coverage is available for qualified applicants based on underwriting review.

What is the minimum premium for this liability coverage?

The minimum premium for this program starts at $1,450.

In which states is this program available?

Coverage is available in Arizona, California, Nevada, Oregon, and Washington.

Are Life/Health agents eligible for this program?

No, 100% Life/Health agents and Third Party Administrators are excluded from this program.

Need help placing an account? Connect with a market specialist.

U.S. States Available

U.S. States Available:

Provider Type:

Managing General Agency and Excess & Surplus Lines Broker

Admitted:

Most Available States

Carriers:

Carrier Ratings:

"A" rated

Commission:

Varies

Min Premium:

$1,450

Coverages:

Agents and Brokers Professional Liability Insurance Errors and Omissions for Insurance Agents Insurance Agents Errors & Omissions Professional Liability Insurance Professional Liability (Miscellaneous) Insurance Professional Liability and Employment Practices Liability Insurance Professional Liability and EPLI Insurance Professional Liability Program Insurance Professional Liability, Directors and Officers Liability and Employment Practices Liability Insurance Title Agents Errors and Omissions Insurance

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King Support Systems Insurance Services has other insurance programs like Commercial Umbrella Insurance.

King Support Systems Insurance Services

King Support Systems Insurance Services

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Insurance Agents and Brokers Professional Liability Insurance

Frequently Asked Questions

What types of accounts are a good fit for this program?

Is prior acts coverage available?

What is the minimum premium for this liability coverage?

In which states is this program available?

Are Life/Health agents eligible for this program?

U.S. States Available