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Motorcycle and Powersport Dealership Insurance (Franchised)

Motorcycle and Powersport Dealership Insurance (Franchised)
The Motorcycle and Powersport Dealership (franchised) insurance program has been specifically designed to provide dealerships selling powersports products with a comprehensive package policy including optional excess and employment related practices liability and workers' compensation. Eligible dealership operations sell products including motorcycles, ATVs, snowmobiles, watercraft, etc. Liability coverage is limited to approved manufacturer brands.
 
Click to view a short video that explains products and services
 
Approved Manufacturer Brands for Motorsports and Powersport Dealership Insurance (Franchised):
- American Ironhorse
- Knievel
- Aprilla
- KTM
- Artic Cat
- Kymco
- Bennche
- Lehman Trikes, Inc.
- Big Bear American
- Lynx
  Made Choppers, Inc.
- Moto Guzzi
- Big Dog
- Motor Trike, Inc.
- BMW
- Orange County Choppers
- Bombardier
- Piaggio
- Boss Hoss
- Polaris
- Bourget’s Bike Works
- Royal Enfield
- California Side Car
- Saxon
- Can-am
- SeaDoo
- Champion Side Car
- Schwinn Motor Scooters
- Derbi
- SkiDoo
- Ducati
- Sullivan’s Motorcycles
- E-TON
- Suzuki
- Genuine Scooters
- The Trike Shop, Inc.
- Gilera
- Thunder Mountain
- Harley-Davidson
  Motorcycles
- Honda
- Tomberlin – Golf Carts
- Husqvarna/Cagiva USA
- Triumph
- Hyosung
- Vespa
- Indian Motorcycles
- Yamaha
- Kawasaki
 

Coverages Available:
Garage
- Demo Liability (including watercraft)
- Hired and Nonowned Auto Liability and
  Physical Damage
- Federal Odometer
- Title E&O
- Truth-in-lending
- Agents E&O
- False Pretense
- Damage to Product and Work
- Dealers Physical Damage
- Drive-away Collision Coverage
- Transit & Temporary Locations
- Garagekeepers
 
General Liability
 
Property
-
Buildings; Business Personal Property;
  Business Income/Extra Expense
- False Pretense
- Equipment Breakdown
- Property Enhancement Endorsements

Inland Marine
 
Crime
 
Excess Liability

Employment Practices Liability
 
Workers' Compensation
 
Program Highlights:
- Interest-free payment plans available.
- Boats manufactured by Bombardier and Yamaha can
  be insured for liability, physical damage and includes
  demonstration coverage.
- Personal Watercraft coverage is limited to the acceptable
  manufacturer brands.
- Program is available to approved manufacturer brand
  dealerships without motorcycle sales.
- Audit and Reporting processes eliminated.
- Inventory values can be rated on prior 12-month average values.
 
Common Associated Exposures:
- Demo rides
 
- Parts & accessories sales
 
- Service & repair
 
- Storage of customer units
 
States AvailableAL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY
Provider TypeManaging General Underwriter
AdmittedAll Available States
CarriersMultiple
Carrier RatingsInsurance carriers rated "A" or higher by A.M. Best
CommissionCommission paid on this program.
Min Premium$10,000 Minimum Account Premium



Coverages

Motorcycle Dealers Insurance
Motorcycle Dealerships General Liability Insurance
Powersport Dealerships General Liability Insurance
Powersports Dealers Program Insurance


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