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Motorsport Independent Club Insurance

Motorsport Independent Club Insurance
K&K offers affordable general liability protection for independent car club shows, meetings, rallies and social functions. General Liability coverage extends to officers, members, and volunteers while participating in covered activities and excess liability limits are available by request. The program automatically includes Products Liability (food or drink) and $1 million Commercial General Liability. Legal Liability to Participants (LLP), which applies to motorized events and protects the club if it is found to be legally liable for a participant’s injuries, is included (LLP coverage requires the participant’s signature on a Release and Waiver of Liability Agreement approved by K&K Insurance). For competitive events, such as autocrosses, gymkahanas or rallies, K&K also provides general liability for  officials, car owners, drivers, pit crews, sponsors, advertisers, and any person or organization operating, managing, sanctioning, sponsoring or providing the premises for the covered program.
 
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Eligible Operations for Motorsports Independent Club Insurance:
- Independent club insurance
- Parade insurance
- Organization operating the
- Poker Run insurance
  premises for covered program
- Rally insurance
- Autocross insurance
- Slalom insurance
- Business meeting insurance
- Social Function insurance
- Caravan insurance
- Tour insurance
- Concour insurance
- Other one car at a time event
- Gymkhana insurance
  insurance

Coverages Available & Program Highlights
General Liability
- Broadened Coverage Form
- No General Aggregate
- Fireworks Liability
- Racing Event Errors & Omissions
- Legal Liability to Participants
- Official Vehicle Property Damage
- Increased Participant Accident Medical
- Weekly Indemnity Benefits to Participants
 
Additional Products:
Commercial Auto
 
Crime
 
Business Income
 
Directors & Officers Liability
 
Garage Liability
 
Inland Marine
 
Liquor Liability
 
Participant Accident Medical Coverage
 
Property
 
Excess Liability
 
Event Cancellation & Non-appearance
States AvailableAL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY
Provider TypeManaging General Underwriter
AdmittedAll Available States
CarriersMultiple
Carrier RatingsInsurance carriers rated "A" or higher by A.M. Best
Commission
Min Premium$500 Miminum Account Premium



Coverages

Motorsports Event Liability and Independent Club Event Liability Program Insurance
Motorsports Independent Clubs General Liability Insurance
Participants Accident Coverage (Motorsports) Insurance


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