The independent instructor of the arts insurance program has been designed to meet the unique needs of a U.S.-based independent instructor of the arts. Coverage provided includes important liability protection for liability claims arising out of their operations.
Please note, this program does not provide liability coverage for the operation, ownership or management of an art or music facility.
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Eligible Operations for the Independent Instructor of the Arts Insurance:
An instructor age 18 or older who conducts private or group instruction for any of the following is eligible to enroll in this program:
- Artistic painting instructor insurance
- Brass instrument instructor insurance
- Clay work and/or pottery instructor insurance
- Craft making instructor insurance
- Digital photography and/or art instructor insurance
- Drama instructor insurance
- Drawing instructor insurance
- Language instructor insurance
- Percussion instrument instructor insurance
- Piano, keyboard and/or organ instructor insurance
- Sculpting instructor insurance
- String instrument instructor insurance
- Vocal instructor insurance
- Woodwind instrument instructor insurance
Coverages Available & Program Highlights:
General Liability
- Bodily Injury and Property Damage
- Personal and Advertising Injury
- Products and Completed Operations
- Damage to Premises Rented to You
- Medical Expense (other than participants)- Professional Liability
- Legal Liability to Participants
- No Charge for Certificates of Insurance
Event Cancellation & Non-appearance (optional) |
| States Available | AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY |
| Provider Type | Managing General Underwriter |
| Admitted | All Available States |
| Carriers | Multiple |
| Carrier Ratings | Insurance carriers rated "A" or higher by A.M. Best |
| Commission | Commission paid on this program. |
| Min Premium | Varies by limits selected. |