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Health and Fitness Insurance - Exercise, Circuit, Personal Training Studio
The health and fitness – exercise, circuit, personal training studio program has been designed for U.S.-based owners and operators of exercise studios and circuit training facilities that offer personal/individual training and exercise in scheduled fitness/exercise programs that are under the direct supervision of a fitness professional such as a personal trainer or exercise instructor or in a structured/sequential order for an individual. Coverage provided includes important liability protection for the studio/facility, including its employees for liability claims arising out of the operations of the studio/facility at a designated location. Note: coverage does not extend to your independent contractors unless the optional coverage available with this program is purchased.
Additional programs may be available for facilities not eligible for this program, or those requiring additional coverage needs. Contact K&K to help place your risk.
Click to view a short video that explains products and services
Eligible Operations for Health and Fitness - Exercise Studio Insurance, Circuit Studio Insurance and Personal Training Studio Insurance:
U.S. based exercise studios or circuit training facilities with 3,000 square feet or less of leased or owned space per location.
Coverages Available & Program Highlights:
General Liability
- Bodily Injury and Property Damage
- Personal and Advertising Injury
- Products and Completed Operations
- Damage to Premises Rented to You
- Medical Expense (other than participants)
- Hired Auto and Employers’ Nonownership
Liability (not provided while in Hawaii)
- Professional Liability
- Legal Liability to Participants
- No Charge for Certificates of Insurance
- Premises Liability Included
- Off-site Premises Liability Available
Equipment and Contents - Inland Marine (optional)
(not available in New Jersey)
Medical Payments for Participants Coverage (optional)
Professional Liability for Independent Contractors
(non-employees) (optional)
Excess Liability (optional)
Event Cancellation & Non-appearance (optional)
K&K Insurance offers sports and recreation websites offering online purchasing capabilities and commission for agents and brokers.
The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative technology for our clients’ convenience.
The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts.
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| States Available | AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY |
| Provider Type | Managing General Underwriter |
| Admitted | All Available States |
| Carriers | Multiple |
| Carrier Ratings | Insurance carriers rated "A" or higher by A.M. Best |
| Commission | Commission paid on this program. |
| Min Premium | Varies by limits selected. |
Coverages
Curves Franchisee Fitness Centers Insurance
Exercise Club General Liability Insurance
Fitness Club General Liability Insurance
Health Club General Liability Insurance
Personal Training Studios Insurance
Pilates Studios Insurance
Yoga Studios Insurance
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K & K Insurance Group, Inc. has other insurance programs like Health and Fitness Insurance - Exercise, Circuit, Personal Training Studio Insurance
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