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Festival Insurance

Festival Insurance
When it comes to festival insurance, you name it, chances are we’ve covered it–everything from small community tulip festivals to nationally known and recognized festivals. K&K has everything you need in insurance coverage to keep things festive.
 
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Eligible Operations for Festival Insurance:
- Arts and crafts festival insurance
- Music festival insurance
- City celebration insurance
- Static auto show insurance
- Ethnic festival insurance
- Themed festival insurance
- Exhibition/exposition insurance
  (e.g. rib fest, tulip festival, etc.)
- Holiday celebration insurance
 
 
Coverages Available & Program Highlights:
General Liability
- Written on an Admitted Basis in Most States
- Broadened Coverage Form
- No General Aggregate
- Non-auditable Policy
- No Deductible
- Legal Liability to Participants
- Volunteer Accident- Accident Medical
  Coverage For Volunteers
- Volunteers as Additional Insureds
- Contingent Ride Liability
- Fireworks Liability
- Liquor Liability
- Vendor/Exhibitor Coverage
- Employee Benefits Liability
- Transmissible Pathogens Coverage
 
Directors and Officers Including Employment
Practices Liability

Property
- Equipment Breakdown Included
- Emergency Vacating Expenses Covered up
  to $15,000, Crisis Response Coverage-$25,000,
  Full Building Ordinance "A" Coverage
 
Inland Marine
 
Commercial Auto
- Owned Auto
- Nonowned/Hired Auto
 
Crime
 
Excess Liability
 
Workers’ Compensation
 
Event Cancellation & Non-appearance
 
Common Associated Exposures:
- Arts & crafts displays
- Horticultural/home
- Food & beverage
  economics exhibits
  concessions
- Parades
 
 
States AvailableAL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY
Provider TypeManaging General Underwriter
AdmittedAll Available States
CarriersMultiple
Carrier RatingsInsurance carriers rated "A" or higher by A.M. Best
CommissionCommission paid on this program.
Min PremiumGeneral Liability - $2,500; Package - $5,000



Coverages

Arts and Craft Festivals Insurance
Exhibitions General Liability Insurance
Expositions General Liability Insurance
Festivals General Liability Insurance


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